wnyrealtors.wordpress.com
July | 2013 | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/07
Skip to search - Accesskey = s. Do Not Initial For Your Customer. Posted in Tips for Realtors. By Nancy W. Saia on July 11, 2013. Recently, an agent told me that she had initialed a Contract change for her out-of-town Seller because she thought she had that power by virtue of being the Seller’s agent . That is. Be careful not to fall into the easy trap of initialing a Contract change for a customer. Clearly, that is a licensing and ethical violation. About Nancy W. Saia. Law Offices of Nancy W. Saia.
wnyrealtors.wordpress.com
Tips for Realtors
https://wnyrealtors.wordpress.com/2015/05/01/197
Skip to search - Accesskey = s. Posted in Tips for Realtors. By Nancy W. Saia on May 1, 2015. Always be sure that you get the PINA to the lender. If there is a PINA credit, the lender will need to account for that credit when they underwrite the loan. The sooner they know about the credit, the less trouble we will have at closing. PP $106,000.00 Less S.C. - 6,000.00. 100,000.00 Mtg. Proceeds:. 965% of $106K= $102,900.00 - 6,000.00. 3,10000 0.00. 101,000.00 - 6,000.00. 95,000.00 Mtg. Proceeds:. Closing Co...
wnyrealtors.wordpress.com
March | 2012 | Tips for Realtors
https://wnyrealtors.wordpress.com/2012/03
Skip to search - Accesskey = s. Seller’s Concession Language. Posted in Tips for Realtors. By Nancy W. Saia on March 15, 2012. 2011 the Ethics Committee issued a very strong formal Opinion. Every attorney practicing in New York State is obligated to follow the tenets of that Opinion. As a result, any Contract that contains Seller’s Concessions must contain certain disclosure language. The Committee has now mandated that in every. Transaction that includes Seller’s Concessions, every. Thus, in every.
wnyrealtors.wordpress.com
December | 2012 | Tips for Realtors
https://wnyrealtors.wordpress.com/2012/12
Skip to search - Accesskey = s. Completing the Lead-Based Paint Rider. Posted in Tips for Realtors. By Nancy W. Saia on December 13, 2012. Another issue has arisen with respect to the proper execution of Contracts. We are seeing Lead Based Paint Riders (LBPR) that are ‘pre-signed’ by the Seller. I presume these forms are scanned onto MLS and then printed and later signed by the Purchasers to attach to the Contract offer. About Nancy W. Saia. Law Offices of Nancy W. Saia. A Condo or Not a Condo?
wnyrealtors.wordpress.com
Do Not Initial For Your Customer | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/07/11/do-not-initial-for-your-customer
Skip to search - Accesskey = s. Do Not Initial For Your Customer. Posted in Tips for Realtors. By Nancy W. Saia on July 11, 2013. Recently, an agent told me that she had initialed a Contract change for her out-of-town Seller because she thought she had that power by virtue of being the Seller’s agent . That is. Be careful not to fall into the easy trap of initialing a Contract change for a customer. Clearly, that is a licensing and ethical violation. Laquo; Realistic Contract Dates. That is the question.
wnyrealtors.wordpress.com
April | 2013 | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/04
Skip to search - Accesskey = s. Posted in Tips for Realtors. By Nancy W. Saia on April 18, 2013. Over the years, the den became a third bedroom. When the homeowners then go to sell, their agent clearly sees 3 bedrooms. Automatically, the agents fill in the blank in Paragraph 6(F)(1) with 3 bedrooms . The septic system is tested and passes, but the approval from the County Health Department says that the system is only sufficient for a 2 bedroom home, not a 3! Place a note in the Remarks section of the Li...
wnyrealtors.wordpress.com
June | 2013 | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/06
Skip to search - Accesskey = s. Posted in Tips for Realtors. By Nancy W. Saia on June 20, 2013. Interest rates are low, Federal regulations are many and complex and lenders are busy. For these reasons and more, mortgage commitments and the final approvals to close are taking longer and longer to get. These delays make our Purchasers and Sellers unhappy. They have no idea when they are closing and when they can move. The attorney approval is due within 3. Days after the signed Contract is delivered to the...
wnyrealtors.wordpress.com
Completing the Lead-Based Paint Rider | Tips for Realtors
https://wnyrealtors.wordpress.com/2012/12/13/completing-the-lead-based-paint-rider
Skip to search - Accesskey = s. Completing the Lead-Based Paint Rider. Posted in Tips for Realtors. By Nancy W. Saia on December 13, 2012. Another issue has arisen with respect to the proper execution of Contracts. We are seeing Lead Based Paint Riders (LBPR) that are ‘pre-signed’ by the Seller. I presume these forms are scanned onto MLS and then printed and later signed by the Purchasers to attach to the Contract offer. Laquo; Seller’s Concession Language. PINA Repairs and Seller’s Concessions.
wnyrealtors.wordpress.com
April | 2015 | Tips for Realtors
https://wnyrealtors.wordpress.com/2015/04
Skip to search - Accesskey = s. Avoiding the Nightmares in Building Your Dream Home. Posted in Tips for Realtors. By Nancy W. Saia on April 13, 2015. As anyone who has ever built a new house will tell you it is either an incredibly satisfying experience or it is a nightmare of missed opportunities, misunderstandings and missed deadlines. Luckily, most of the misunderstandings and missed opportunities can be solved with some careful pre-contract background work and with a well-written contract. Very often...
bijff.com
2014 - Buffalo International Jewish Film Festival
http://www.bijff.com/2014-2
Director: Margarethe von Trotta. Germany, Luxembourg, France - 2012. German, English, French, Hebrew. NO PLACE ON EARTH. UK, Germany, USA. - 2012. English, German, Yiddish. USA, Israel - 2012. Director: Rudolf Van Den Berg. Director: Ilan Duran Cohen. THE RICH HAVE THEIR OWN PHOTOGRAPHERS. Macedonian, German, Bulgarian, Serbian, English. THE WORLD IS FUNNY. WHEN COMEDY WENT TO SCHOOL. Director: Mevlut Akkaya, Ron Frank. 2014 Film Sponsors and Guests. Canisius Chair for Polish Culture. Friend ($18 - $124).
