myportal.dfs.ny.gov

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NYSDFS - Insurance

http://www.dfs.ny.gov/insurance/dfs_insurance.htm

Saving and Sending Money. Interagency Agreements and MOUs. Learn more about insurance, banking, financial services, and protecting yourself from fraud and foreclosure. Learn more about licensing, applications and electronic submissions via our portal. Learn more about the institutions we supervise or search for a particular entity, branch or location. Information, applications, filings, forms and other resources for Insurance companies and subsidiaries. Certificates of Insurance Approval.

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DFS - How to File a Complaint

http://www.dfs.ny.gov/consumer/fileacomplaint.htm

Saving and Sending Money. Interagency Agreements and MOUs. How To File A Complaint. We review complaints to gather information on compliance with law and to detect patterns of wrongdoing and/or fraud. We cannot attempt to resolve or otherwise handle every individual complaint. We will notify you if your complaint is not being individually reviewed. Be aware that we may share a copy of your complaint with the company or individual you are complaining about. Complaint Forms in Other Languages. If you have ...

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Mortgage Guaranty Insurance – Determination of Fair Market Value

http://www.dfs.ny.gov/insurance/ogco2005/rg051016.htm

Saving and Sending Money. Interagency Agreements and MOUs. The Office of General Counsel issued the following opinion on October 24, 2005 representing the position of the New York State Insurance Department. Re: Mortgage Guaranty Insurance – Determination of Fair Market Value. 1) Under New York law, may a lender use the subject property’s sales price and not the appraised value at the time of sale for purposes of determining whether to require a borrower to purchase mortgage guaranty insurance (PMI)?

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Protection from Surprise Bills and Emergency Services

http://www.dfs.ny.gov/consumer/hprotection.htm

Saving and Sending Money. Interagency Agreements and MOUs. Protection from Surprise Bills and Emergency Services. Health Insurance Resource Center. The following information explains what you need to know about these important new protections if: (1) you have coverage with an HMO or insurer subject to New York law; (2) you are uninsured or your employer or union provides self-insured coverage that is not subject to New York law; or (3) you are a health care provider. Financial Services Law Article 6).

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NYSDFS: Flood Insurance Information For Consumers

http://www.dfs.ny.gov/consumer/flood_info.htm

Saving and Sending Money. Interagency Agreements and MOUs. Flood and Flood Insurance Information. What is a flood? A flood is an excess of water (or mud) on land that is normally dry. The National Flood Insurance Program (NFIP) defines flood to be a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area, or of two or more properties (at least one of which is the policyholder’s property) from:. Overflow of inland or tidal waters;. You may purchase ...

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Automobile Owners Resource Center

http://www.dfs.ny.gov/insurance/cauto.htm

Saving and Sending Money. Interagency Agreements and MOUs. Automobile Owners Resource Center. Annual Ranking of Auto Insurer Complaints. The Auto Insurer Complaint Ranking ranks the 169 automobile insurance companies doing business in New York State based on a ratio of the number of upheld complaints against the company against a percentage of their total business. 2013 Automobile Insurance Complaint Ranking. Rankings from prior years. How to Obtain a Lien Release on a Vehicle. Find an Insurer or DMV Code.

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Healthy NY home page

http://www.dfs.ny.gov/website2/hny/english/hny.htm

Your browser does not support iFrames. Saving and Sending Money. Interagency Agreements and MOUs. New York State Department of Financial Services. Who Can be Covered. The Health Care Reform Act of 2000 introduced the Healthy NY program to provide more affordable health insurance to New Yorkers who need it most. Healthy NY, in partnership with HMOs and other insurance companies in New York State, offers comprehensive health insurance to small businesses. DFS oversees the program. Guidance for Insurers Par...

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Balance Billing by Health Care Providers

http://www.dfs.ny.gov/insurance/ogco2009/rg090404.htm

Saving and Sending Money. Interagency Agreements and MOUs. OGC Op. No. 09-10-07. The Office of General Counsel issued the following opinion on April 13, 2009 representing the position of the New York State Insurance Department. RE: Balance Billing by Health Care Providers. 1 May a health care provider balance bill for amounts in excess of the amount allowed by a health maintenance organization (HMO)? 2 There is no statutory provision governing balance billing by providers where an insurer other than an H...