financial-guides.net
Credit Cards | Financial Guides
http://financial-guides.net/category/credit-cards
Archive for the ‘Credit Cards’. How To Win the Retail Credit Card Game. How would you like to get a 15 percent rebate on your purchase today? But hold on before saying ‘yes,’ there may be some pitfalls on this way. With the average retail credit card APR at more than 23 percent, the savings from store discounts might get wiped out with any interest you accrue. Whether […]. Legal Issues Of Lending. The Fair Credit Billing Act. When to Pay Credit Card Bills. How To Optimise Your Credit Card Expenses? An in...
financial-guides.net
Banks | Financial Guides
http://financial-guides.net/category/banks
Archive for the ‘Banks’. Electronic Fund Transfer Errors Settlement If you suspect that an error has been made in an electronic transfer of funds, call your bank immediately. The law requires that you make the call within 60 days, but the sooner you give notice the easier it will be to correct any error. Unless the bank asks you […]. Your Rights as an EFT Customer. Supplemental Bank Services Review Most banks offer depositors, and in some cases non-depositors as well, a variety of convenience services...
financial-guides.net
Borrowing | Financial Guides
http://financial-guides.net/category/borrowing
Archive for the ‘Borrowing’. Legal Issues Of Lending. The Fair Debt Collection Practices Act. Main Concepts of The Fair Debt Collection Practices Act If you find yourself in financial difficulties, there are several specific steps you can take to protect your credit standing. Although creditors can always turn over your account to a collection agency, some prefer not to do so and would rather make an arrangement for repayment […]. Legal Issues Of Lending. Legal Issues Of Lending. The Truth in Lending Act.
financial-guides.net
Credit Bill Of Rights | Financial Guides
http://financial-guides.net/2008/07/23/credit-bill-of-rights
Legal Issues Of Lending. Credit Bill Of Rights. Your Credit Bill Of Rights. According to the Fair Credit Reporting Act. And other acts, you have the right to:. 1 Obtain from a credit bureau a report of what’s in your credit file. 2 Know who has inquired into your credit file-stores, banks, employers, etc. 3 Request reverification by the credit bureau if information is incorrect. 4 Get missing data added to your file. 6 Put your side of the story in your credit file. Laquo; Previous Post. 23 Sep, 2008.
financial-guides.net
When to Pay Credit Card Bills | Financial Guides
http://financial-guides.net/2008/02/07/when-to-pay-credit-card-bills
When to Pay Credit Card Bills. How To Optimise Your Credit Card Expenses? Although most credit card accounts carry the same annual interest rates, they do not all calculate monthly interest charges the same way. Consequently, consumers may find themselves paying differing amounts in interest on the same purchases. For example, if the interest is calculated on the basis of the consumer’s. On the other hand, if it is calculated on the basis of the. Adjusted (or unpaid) balance. Laquo; Previous Post. Nice b...
financial-guides.net
Discount Apr | Financial Guides
http://financial-guides.net/tag/discount-apr
Posts Tagged ‘discount apr’. How To Win the Retail Credit Card Game. How would you like to get a 15 percent rebate on your purchase today? But hold on before saying ‘yes,’ there may be some pitfalls on this way. With the average retail credit card APR at more than 23 percent, the savings from store discounts might get wiped out with any interest you accrue. Whether […]. Financial Scams and Frauds. Legal Issues Of Lending. Bookmarks & Feeds. Subscribe to Financial Guides feeds by Email.
financial-guides.net
How To Win the Retail Credit Card Game | Financial Guides
http://financial-guides.net/2014/09/10/how-to-win-the-retail-credit-card-game
How To Win the Retail Credit Card Game. How would you like to get a 15 percent rebate on your purchase today? But hold on before saying ‘yes,’ there may be some pitfalls on this way. With the average retail credit card APR at more than 23 percent, the savings from store discounts might get wiped out with any interest you accrue. However, all deals are not created equal. Take store credit cards, for example. That’s when that 15 percent discount can be really appealing and understandably so. Savi...Its not...
financial-guides.net
Loans | Financial Guides
http://financial-guides.net/category/loans
Archive for the ‘Loans’. The Equal Credit Opportunity Act Before 1975, when the Equal Credit Opportunity Act became effective, a considerable number of Americans — women, older people and minority group members — often had difficulty in obtaining loans and credit. Since then, discrimination on these bases has been forbidden by law. Prospective lenders no longer have the right […]. How To Successfully Qualify For A Bank Loan? How Good Is Your Credit Rating? How To Calculate Your Credit Rating? Credit Rati...
financial-guides.net
The Fair Credit Billing Act | Financial Guides
http://financial-guides.net/2008/02/20/the-fair-credit-billing-act-fcba
Legal Issues Of Lending. The Fair Credit Billing Act. Correction of Billing Errors and Other Rregulations of the Fair Credit Billing Act. This important piece of legislation is designed to give consumers a method of dealing with the errors in — or disputes about — billing that are almost certain to occur from time to time in credit card accounts. Laquo; Previous Post. Financial Scams and Frauds. Legal Issues Of Lending. Bookmarks & Feeds. Subscribe to Financial Guides feeds by Email. Credit Bill Of Rights.
SOCIAL ENGAGEMENT