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Our History - Midstate Mutual Insurance Company®

https://midstatemutual.com/history

The cooperative insurance industry began in the late 1800's as farmers found that large companies refused to insure rural property. Local community leaders, many affiliated with the Grange movement, organized cooperatives that enabled their members to insure each other. The cooperatives issued policies on demand but charged no premiums until October after crops were harvested and they could total the year’s expenses and insured losses. That total became policyholders' "assessment". The corporate structur...

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About Midstate Mutual - Midstate Mutual Insurance Company®

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Welcome to Midstate Mutual Insurance Company’s website, where you will find information regarding many aspects of our organization. Please be sure to read about our vision and core values. Which truly reflect us as a company. You will also be able to read about our history. We are wholly committed to the mutual insurance industry. Our insurance products. Matthew A. Benedict. Our Home Office is currently closed. 5612 Route 34 South, PO Box 430, Auburn, NY 13021. Any Device. Anytime. Anywhere.

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Canceling Policy - Midstate Mutual Insurance Company®

https://midstatemutual.com/canceling-policy

If your premium is not subject to audit (policies for which premiums are based on payroll, receipts or other estimated basis), the pro-rata unused premium will be returned to you, either directly or via your agent or mortgage escrow account, as applicable. If your premium is subject to audit, we may defer returning unused premium to you until after we have received an audit report from you as to the actual amount of payroll/receipts/other developed while the policy was in force. Auburn, NY 13021-0430.

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Personal Insurance - Midstate Mutual Insurance Company

https://midstatemutual.com/personal-insurance

Midstate offers a variety of personal lines insurance products for our independent agents to sell. Our most popular by far is the Homeowners. Product. It is competitively priced and has many coverage options that can be tailored to your insurance needs. Gentlemen Farms. Can easily be placed in this program. We also have a product for insuring Manufactured Homeowners. If you have a Seasonal Home. Or even a small Bed and Breakfast. Risk, those can be accommodated. Our Landlords Program.

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Career Opportunities - Midstate Mutual Insurance Company®

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Thank you for your interest in Midstate Mutual, but no openings are available at this time. Please check back soon. Our Home Office is currently closed. 5612 Route 34 South, PO Box 430, Auburn, NY 13021. Any Device. Anytime. Anywhere. Access Midstate Mutual 24/7 on the smartphone or tablet of your choice. Your personal information is of utmost importance. All online transactions and communications with Midstate Mutual are secured with enterprise level encryption.

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Financials - Midstate Mutual Insurance Company®

https://midstatemutual.com/financials

Common Stock and Mutual Funds. Premiums and Considerations Receivable. Net Deferred Tax Asset. Electronic Data Processing Equipment. TOTAL - NET ADMITTED ASSETS. Federal Income Tax Payable. Deferred Compensation and Pension Liability. TOTAL - LIABILITIES AND POLICYHOLDER SURPLUS. Our Home Office is currently closed. 5612 Route 34 South, PO Box 430, Auburn, NY 13021. Any Device. Anytime. Anywhere. Access Midstate Mutual 24/7 on the smartphone or tablet of your choice.

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Directors & Officers - Midstate Mutual Insurance Company®

https://midstatemutual.com/directors-officers

Jeffery A. Armstrong. Matthew A. Benedict. James P. Chamberlain. Daniel J. Fessenden. Union Springs, NY. John S. Fessenden. King Ferry, NY. Richard H. Flanagan. John A. Karpinski. Lyndon R. Odell. Union Springs, NY. Andrew P. White. Michael L. White. Lyndon R. Odell. Chairman of the Board. Matthew A. Benedict. John A. Gaines V. Vice President for IT and Regulatory Issues. James P. Chamberlain. Secretary and Sr. Vice President for Claims. John S. Fessenden. Lesia M. Veit. Joyce A. White.

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Farmowners Insurance - Midstate Mutual Insurance Company

https://midstatemutual.com/farm-insurance

Our Farmowners insurance program is designed for farming operations where the insured’s primary occupation is the farming operation itself. Farming is as a complex business as any other, and we at Midstate can help protect your livelihood. We insure dwellings and buildings and also are able to provide coverage for the valuable equipment involved with the farming operation. Our Home Office is currently closed. 5612 Route 34 South, PO Box 430, Auburn, NY 13021. Any Device. Anytime. Anywhere.

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Organizational Structure - Midstate Mutual Insurance Company®

https://midstatemutual.com/structure

All US. insurance companies are chartered in an individual state and licensed to operate in one or more states. Midstate Mutual Insurance Company is organized under Section 6600 of the New York Insurance Law as an "Assessment Co-operative Insurer". Other company forms permitted by law are, Advanced Premium Cooperative, Mutual Insurer, and Stock. In cooperatives, no stockholders exist to receive dividends. Insurance has roots back many hundreds of years, but most companies started as a way to pool small c...

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Mission Statement - Midstate Mutual Insurance Company®

https://midstatemutual.com/mission-statement

Provide quality insurance protection and excellent service to our policyholders through teamwork with our independent agents and well-trained staff by promoting the financial health of the company; managing its assets prudently; and providing active leadership and support within the insurance industry and our local communities, thereby preserving the heritage of mutual insurance. You can expect fairness and truthfulness in all our business dealings. Always striving to do better.