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Your Canton Mortgage Loan Professional - (330) 492-7757

American First Bancorp, Inc. – How to Find the Best Mortgage for You

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Your Canton Mortgage Loan Professional - (330) 492-7757 | amfirstbanc.com Reviews

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American First Bancorp, Inc. – How to Find the Best Mortgage for You

INTERNAL PAGES

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1

15 vs 30 Year Mortgage Calculator

http://www.amfirstbanc.com/15vs30YearMtgCalc

Compare variations on the principal, rate and term of up to four loans. Use this calculator to see the effects of purchasing points or changing your down payment. This calculator and others on this site are provided without warranty regarding their accuracy or applicability to your individual circumstance. They are for your personal use and are not intended to replace professional financial advice. OMB License # MB.801516.000. FL License # MBR1034. CO License # 100015549. American First Bancorp, Inc.

2

What you need to get ready before applying for a mortgage loan – American First Bancorp, Inc. – Loan App Checklist

http://www.amfirstbanc.com/LoanAppChecklist

In general, the documentation you will need includes:. Check for application fee. Property Information (if you already have a contract on a house). Copy of legal description and MLS sheet. If you are selling your current home, copy of listing contract. If you have sold your current home, copy of settlement statement (HUD-1). Pay stubs for the last 30 days. For the past two years:. Names and addresses of each employer. Estimated value of personal property and furniture. Explanation and source for deposit.

3

Information required on a loan application - American First Bancorp, Inc.

http://www.amfirstbanc.com/LoanApplicationInfo

What information will be needed for the application (and how it's kept private). Here is a list of the information mortgage lenders will use to consider your loan application. Social Security Number, for borrower and co-borrower if any. For the last two years, employment dates, addresses, salary. Current pay stubs or W-2 forms. Check and Savings Accounts and Certificates of Deposit. Location of bank accounts, account numbers and balances;. Address of bank if out of town. Last 3 months' statements. Comple...

4

An overview of the loan process - American First Bancorp, Inc.

http://www.amfirstbanc.com/TheLoanProcess

An Overview of the Loan Process. Shopping for a mortgage loan? We'll be glad to discuss our mortgage offerings! Give us a call today at (330) 492-7757. Ready to get started? There are four important steps involved in getting a loan. Step one: Decide how much you can afford. A couple of factors determine this amount. How much of a monthly payment can you afford? What is the maximum you can borrow from a lender, given your income and credit history? Step two: complete a pre-qualification. Once you've made ...

5

Mortgage Calculators

http://www.amfirstbanc.com/MortgageCalculators

Rates and Payments Research. Calculate your payment and amortization schedule. Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage. See how changes in your rate affect your payment for a given principal and term. Find the APR on a fixed rate mortgage. A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term. Determine monthly payments and the effective interest rate (APR) for an ARM.

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Your Canton Mortgage Loan Professional - (330) 492-7757

American First Bancorp, Inc. Let us help you buy your home! Doing Business in Ohio, Colorado, and Florida. Licensed: NMLS# 278891 OMB #MB.801516.000. CO# 100015549 FL# MBR 1034. When to get Qualified. Daily Rate Lock Advisory. What is a credit score? Fixed vs. Adjustable. Get Your Loan Faster! Improve Your Credit Score. Fixed Rate Mtg Calc. 15 vs 30 Year Mtg Calc. Mtg Tax Savings Calc. Locating the Right Mortgage Loan for You: American First Bancorp, Inc. can help. Need a Down Payment? When to get Qualif...

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