andrewsikomas.com

Andrew Sikomas, Professional Mortgage Consultant | More Choice. Great Rate. No Charge.

Free Home Value Report. How Much Can I Afford. First Time Home Buyer. Choosing a Mortgage Rate. Mortgage and Purchase Process. Home Equity Line of Credit. More lenders means a better product fit. Competition is a wonderful thing. Just when you thought it couldn’t get any better. Best experience ever. Have already recommended him to friends. We’ll use him again guaranteed. He’s outstanding. My experience with Andrew was excellent. He was always prompt in answering any questions I had. Well it finally happ...

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CONTACTS AT ANDREWSIKOMAS.COM

Andrew Sikomas

143 Da●●●●●●Way NW

Ca●●ry , Alberta, T3A1P1

CANADA

403●●●233

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Andrew Sikomas

143 Da●●●●●●Way NW

Ca●●ry , Alberta, T3A1P1

CANADA

403●●●233

an●●●●●●●●●●●●@gmail.com

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Andrew Sikomas

143 Da●●●●●●Way NW

Ca●●ry , Alberta, T3A1P1

CANADA

403●●●233

an●●●●●●●●●●●●@gmail.com

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Andrew Sikomas, Professional Mortgage Consultant | More Choice. Great Rate. No Charge. | andrewsikomas.com Reviews

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Free Home Value Report. How Much Can I Afford. First Time Home Buyer. Choosing a Mortgage Rate. Mortgage and Purchase Process. Home Equity Line of Credit. More lenders means a better product fit. Competition is a wonderful thing. Just when you thought it couldn’t get any better. Best experience ever. Have already recommended him to friends. We’ll use him again guaranteed. He’s outstanding. My experience with Andrew was excellent. He was always prompt in answering any questions I had. Well it finally happ...

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Andrew Sikomas, Professional Mortgage Consultant | More Choice. Great Rate. No Charge. | andrewsikomas.com Reviews

https://andrewsikomas.com

Free Home Value Report. How Much Can I Afford. First Time Home Buyer. Choosing a Mortgage Rate. Mortgage and Purchase Process. Home Equity Line of Credit. More lenders means a better product fit. Competition is a wonderful thing. Just when you thought it couldn’t get any better. Best experience ever. Have already recommended him to friends. We’ll use him again guaranteed. He’s outstanding. My experience with Andrew was excellent. He was always prompt in answering any questions I had. Well it finally happ...

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andrewsikomas.com

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Mortgage Payment | Andrew Sikomas

http://www.andrewsikomas.com/knowledge-base/home-buying-guide/mortgage-payment

How often you make your regular payments. There’s more to it than just the the mortgage payment. How long it will take to pay off the mortgage. Several factors determine your total payment. Have Us Call You. Best Time to Call *. 5 Things Mortgage Brokers Won’t Tell You. 3 Secrets to Getting the Best Mortgage When Buying Your First Home. I think I found the world’s best credit card: the CapitalOne Aspire World Elite Mastercard. Designed by Elegant Themes.

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Refinancing Guide | Andrew Sikomas

http://www.andrewsikomas.com/knowledge-base/refinancing

Unlock some of the equity in your home for other things. Refinancing can bring many benefits, but there are some costs you need to know about. Reduce your interest rate, and your monthly payments. If you refinance and break your current mortgage, a penalty probably applies. Combine other debts with your mortgage and save interest. Home Equity Line of Credit. Mortgage or Home Equity Line of Credit? Which option is better and why? Have Us Call You. Best Time to Call *. Designed by Elegant Themes.

3

Mortgage Penalty | Andrew Sikomas

http://www.andrewsikomas.com/knowledge-base/refinancing/mortgage-penalty

If you break your mortgage before the end of the term, a penalty charge will be incurred. This penalty is calculated one of two ways in Canada: either 3 months worth of interest charges, or the interest rate differential. Let’s have a look at both of these calculations. Interest Rate Differential (IRD). Penalty is the equivalent of three months interest on current mortgage principal. Penalty is the interest lost if your lender were to turn around and lend the funds at today’s rates. When do you pay?

4

Debt Consolidation | Andrew Sikomas

http://www.andrewsikomas.com/knowledge-base/refinancing/debt-consolidation

Reduce Your Payments Now. Apply now in just a few minutes using our secure online application to find out if debt consolidation is possible. Reduce your monthly payments. Rolling as much of your debt into your mortgage usually results in reduced overall monthly payments, freeing up cash flow to save or invest by extending the payoff time. Reduce your interest rates. Increase your credit score. And possibly incurring other expenses. Have Us Call You. Best Time to Call *. Your information is collected and ...

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How Much Can I Afford | Andrew Sikomas

http://www.andrewsikomas.com/knowledge-base/home-buying-guide/much-can-afford

How Much Can I Afford? Before you go house shopping, it’s a good idea to understand how much mortgage you qualify for. Mortgage Default Insurance (CMHC). Mortgage default insurance (CMHC insurance) is mandatory in Canada for mortgages borrowed with certain down payment percentages. These ratios are one way lenders evaluate whether or not you qualify for a certain mortgage amount. A big factor in deciding whether or not to lend money to a particular borrower is their credit score. Have Us Call You.

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Andrew Sikomas, Professional Mortgage Consultant | More Choice. Great Rate. No Charge.

Free Home Value Report. How Much Can I Afford. First Time Home Buyer. Choosing a Mortgage Rate. Mortgage and Purchase Process. Home Equity Line of Credit. More lenders means a better product fit. Competition is a wonderful thing. Just when you thought it couldn’t get any better. Best experience ever. Have already recommended him to friends. We’ll use him again guaranteed. He’s outstanding. My experience with Andrew was excellent. He was always prompt in answering any questions I had. Well it finally happ...

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