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最近有不少正在學校念書的學生向我詢問到買房子的問題，最主要會有這個想法的原因就是波士頓的租金太高，如果有計劃在這裡待上 3-5 年，與其租房子不如買一間小 condo (1-2 bed)，除可以自住外也可考慮找室友同住分擔費用，畢業後也可以拿來出租當作投資。 對於想買房子的外國留學生來說，最大的問題就是貸款 (除非你是美國籍或是有綠卡或是計畫用現金買房子)，通常銀行在做 pre-approval (參考閱讀： Preapproval. 時需要知道你的 social security number, monthly income, employment information, etc，如果沒有這些資料，銀行無法得知並評估你的財務狀況及付款能力。不過如果你有在學校工作的紀錄並有上述資料，可以到華人開設的銀行像是中信、國泰、華美詢問，看看有沒有機會貸款，不過這種情況下銀行通常會要求你至少放 30-35% 以上的 down payment。 Posted by Olive Chang. 65292;所以現在賣房子賠錢的機會很高，加上波士頓現在的租金很好，所以除非是不得已&#6529...所以以目前這個趨勢來看...

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