centraltexascdc.com

CENTRAL TEXAS CDC

ABOUT CENTRAL TEXAS CERTIFIED DEVELOPMENT COMPANY. CTCDC is a public non-profit corporation created in 1982 for the purpose of facilitating Public Sector Financing Programs in Texas. CTCDC consists of representatives from area banks, businesses, community and governnmental organizations. Through public sector financing programs, CTCDC participates in stimulating the economic growth and development of the Texas communities it serves by creating or retaining jobs and expanding the local tax base. The EDA R...

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Central Texas CDC

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CENTRAL TEXAS CDC | centraltexascdc.com Reviews

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ABOUT CENTRAL TEXAS CERTIFIED DEVELOPMENT COMPANY. CTCDC is a public non-profit corporation created in 1982 for the purpose of facilitating Public Sector Financing Programs in Texas. CTCDC consists of representatives from area banks, businesses, community and governnmental organizations. Through public sector financing programs, CTCDC participates in stimulating the economic growth and development of the Texas communities it serves by creating or retaining jobs and expanding the local tax base. The EDA R...

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CENTRAL TEXAS CDC | centraltexascdc.com Reviews

https://centraltexascdc.com

ABOUT CENTRAL TEXAS CERTIFIED DEVELOPMENT COMPANY. CTCDC is a public non-profit corporation created in 1982 for the purpose of facilitating Public Sector Financing Programs in Texas. CTCDC consists of representatives from area banks, businesses, community and governnmental organizations. Through public sector financing programs, CTCDC participates in stimulating the economic growth and development of the Texas communities it serves by creating or retaining jobs and expanding the local tax base. The EDA R...

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centraltexascdc.com

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CENTRAL TEXAS CDC

http://www.centraltexascdc.com/504eligibility.html

SBA 504 LOAN PROGRAM-ELIGIBILITY. Must be for-profit corporation, limited liability company, partnership or sole proprietorship located in the United States. Net worth under $15 million. Average net profit after tax must be under $5 million for the last two years. Must have 500 or fewer employees. Small Business applicant must be the primary user of project assets financed. Business that previously defaulted on a federal loan. Land improvements (grading, parking lot, landscaping, utilities and drainage).

2

CENTRAL TEXAS CDC

http://www.centraltexascdc.com/whoweare.html

ABOUT CENTRAL TEXAS CERTIFIED DEVELOPMENT COMPANY. CTCDC is a public non-profit corporation created in 1982 for the purpose of facilitating Public Sector Financing Programs in Texas. CTCDC consists of representatives from area banks, businesses, community and governnmental organizations. Through public sector financing programs, CTCDC participates in stimulating the economic growth and development of the Texas communities it serves by creating or retaining jobs and expanding the local tax base. The EDA R...

3

CENTRAL TEXAS CDC

http://www.centraltexascdc.com/504advantages.html

SBA 504 LOAN PROGRAM-ADVANTAGES. Can be as little as 10%. Allows small business owner to preserve critical working capital. Higher equity injection of 15-20% may be required for start-ups and/or special purpose or limited use buildings. Borrower receives a fixed rate of interest for the term of the loan on the CDC/SBA debenture loan amount of up to 40% of the total eligible project cost. Borrower receives long term financing with a maturity of 10 or 20 years. Lower loan to value.

4

CENTRAL TEXAS CDC

http://www.centraltexascdc.com/504projectprofile.html

SBA 504 PROJECT PROFILE. NO MAXIMUM LIMIT TO PROJECT SIZE. MINIMUM 504 LOAN AMOUNT -$50,000. MAXIMUM 504 LOAN AMOUNT -$5,000,000. JOB CREATION OR RETENTION - 1 JOB PER $65,000* LOANED. OWNER OCCUPIED FACILITY - 51%, IF EXISTING. OWNER OCCUPIED FACILITY -60%, IN NEW CONSTRUCTION. EXCEPTION FOR MEETING PUBLIC POLICY GOALS. SBA PUBLIC POLICY GOALS. LOANS TO PROMOTE ECONOMIC GROWTH IN RURAL AREAS (20,000 OR LESS POPULATION). LOANS FOR BUSINESS DISTRICT REVITALIZATION. LOANS TO MINORITY OWNED BUSINESSES.

5

CENTRAL TEXAS CDC

http://www.centraltexascdc.com/504sampleloan.html

TYPICAL SBA 504 LOAN-$1,000,000 PROJECT. SMALL BUSINESS CONCERN (10%*). THIRD PARTY LENDER (50%). CENTRAL TEXAS CDC (30-40%*). HIGHER EQUITY INJECTION BY THE SMALL BUSINESS CONCERN OF 15-20% MAY BE REQUIRED FOR CERTAIN PROJECTS SUCH AS START-UPS AND/OR SPECIAL PURPOSE OR LIMITED USE BUILDINGS. PARTICIPANT $ AMOUNT % OF PROJECT COLLATERAL. TOTAL $1,000,000 100%. Powered by Network Solutions.

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ntaggl.org

CDC Members

http://ntaggl.org/members/cdc-members

NTAGGL, North Texas Association of Government Guaranteed Lenders. To serve and support the small business lending community of North Texas. Golf Tournament Registration & Sponsorships. Formerly Fort Worth Economic Development Corporation). James E. Guinn Complex. 1150 S. Freeway, Suite 215. Ft Worth, TX 76104. James Stokes, Executive Director Email. Lorene Collier Purcy, Operations Manager Email. Colleen Barnard, Loan Officer Email. Johnny O’Neal, Loan Officer Email. Ark-Tex Regional Development Company.

goodbiz113.blogspot.com

GoodBiz113: 04/01/2011 - 05/01/2011

http://goodbiz113.blogspot.com/2011_04_01_archive.html

Showcasing socially responsible and sustainable small-business policies, practices and 1 1=3 synergies for the greatest possible win-win good. Thursday, April 28, 2011. SBA Approves First Six Lenders to Start Making Community Advantage Loans to Small-Business Borrowers. The US. Small Business Administration. Has approved an initial group of six community-based, mission-focused lenders to start accepting and processing Community Advantage. SBA and U.S. Department of Commerce. And SBA’s nonprofit mic...

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centraltexascdc.com

CENTRAL TEXAS CDC

ABOUT CENTRAL TEXAS CERTIFIED DEVELOPMENT COMPANY. CTCDC is a public non-profit corporation created in 1982 for the purpose of facilitating Public Sector Financing Programs in Texas. CTCDC consists of representatives from area banks, businesses, community and governnmental organizations. Through public sector financing programs, CTCDC participates in stimulating the economic growth and development of the Texas communities it serves by creating or retaining jobs and expanding the local tax base. The EDA R...

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The Central Texas Chapter #117 of Certified Fraud Examiners. President’s Message to the Membership. We would also like to increase our membership and get some “new blood” in the Chapter this year, particularly in leadership positions. The annual report (accessible through the Chapter website, www.centraltexascfe.org. Gregg Hall, CFE., CPA., CIA. Chapter President, 2012 - 2014. Central Texas Chapter of CFEs. Temple, Texas 76505. Hosted by: Centex Technologies.

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