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Consolidating Debt The Easy Way. Debt Consolidation With Low Rates. May 3, 2011. Traditionally the least expensive way to get a debt consolidation loan was to use the equity you have in your house as collateral. In many cases this involves taking out a second mortgage on your house, or refinancing in order to get some cash out of your house to pay off other debts. To handle being out of work for a while in case something should happen to you. April 5, 2011. Right now mortgages are at historically low rat...
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