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The “Fiscal Cliff” | David P. Gilliam & Associates
https://dpgilliam.wordpress.com/2012/08/02/304
David P. Gilliam and Associates. Financial Advice for Life's Journey. The “Fiscal Cliff”. What is the “fiscal cliff”? Ll expiring tax breaks be extended? Other breaks go away in 2013 as well. Estate and gift tax provisions will change significantly (reverting to 2001 rules). For example, the amount that can generally be excluded from estate and gift tax drops from $5.12 million in 2012 to $1 million in 2013, and the top tax rate increases from 35% to 55%. Will new taxes take effect in 2013? Beginning in ...
David P. Gilliam & Associates | Financial Advice for Life's Journey | Page 2
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David P. Gilliam and Associates. Financial Advice for Life's Journey. Should You Tap Your Retirement Account? When considering a loan, there are several rules to keep in mind. The IRS generally limits the amount of a loan to 50% of your vested account balance, up to a maximum of $50,000. Most retirement plan loans must be repaid within five years, although loans used to purchase the participant’s primary residence may be paid back over a longer period of time. Hardship: A Last Resort. Certain expenses fo...
No Easy Answers as Fiscal Cliff Looms | David P. Gilliam & Associates
https://dpgilliam.wordpress.com/2012/09/26/no-easy-answers-as-fiscal-cliff-looms
David P. Gilliam and Associates. Financial Advice for Life's Journey. No Easy Answers as Fiscal Cliff Looms. An Update to the Budget and Economic Outlook: Fiscal Years 2012 to 2022,. Projections for the remainder of 2012. What happens in 2013 (understanding the “fiscal cliff”)? Significant tax provisions that expire at the end of 2012 include:. Current rules relating to the federal estate and gift tax expire (exemptions will substantially decrease, and the tax rates will substantially increase). Also beg...
Working with a Financial Professional | David P. Gilliam & Associates
https://dpgilliam.wordpress.com/2012/10/17/working-with-a-financial-professional
David P. Gilliam and Associates. Financial Advice for Life's Journey. Working with a Financial Professional. A qualified financial professional is trained to estimate your financial needs, minimize the impact of taxes, and pursue portfolio diversification. Moreover, a good financial professional can help reduce the emotions involved in decision making and keep your long-term strategy on track. Income and savings —. Estate planning —. Having a tax-efficient plan for the distribution of assets to your heir...
David P. Gilliam | David P. Gilliam & Associates
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David P. Gilliam and Associates. Financial Advice for Life's Journey. Author Archives: David P. Gilliam. About David P. Gilliam. Financial Consultant with LPL Financial. Five Ways to Help Measure Investment Risk. Investors who are concerned about market volatility should examine their investment choices from all angles when constructing a portfolio — evaluating not only return, but risk too. Quantifies how closely a fund’s performance has mirrored a benchmark index. The value of R. Ranges between 0 and 1...
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Viernes, 27 de abril de 2012. Plan de mejoramiento 6°. Plan de mejoramiento 6º. Realiza un análisis gramatical de cada oración como lo muetra el ejemplo. Los pisos estan muy baratos. 2 En peligro víctimas de choque. Comida para ti en la mesa. 4 En esta ciudad. 6 Voy a dormir hasta mañana. Es un joven estudioso. 9 Cierra la puerta. 10 Esta casa está recién pintada. Llueve sobre los campos de mi infancia. 12 El jarrón de porcelana se hizo añicos. 13 El profesor Pérez no revisará el examen de nuevo. Enviar ...
David P. Gilliam & Associates | Financial Advice for Life's Journey
David P. Gilliam and Associates. Financial Advice for Life's Journey. Improving your Credit Score. Improving Your Credit Score. Unlike credit reports, your credit score is not free. You can purchase your score from one of the above-mentioned agencies or from www.myFICO.com. A few tips for raising or maintaining a higher credit score include:. Paying your accounts on time and keeping your balances low. Being conservative in the amount of available credit you use at any given time. About 30% of your score ...
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