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6. What is Chapter 7 Bankruptcy? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 6 What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is the traditional form of bankruptcy which only takes three months between the time you file your petition and the time you receive your discharge. If you have questions about what kind of bankruptcy is best for you, call Attorney Evan Livingstone at (707) 206-6570 or email him at evanmlivingstone@gmail.com.
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8. How Can I Cancel a Second Mortgage on My House? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 8 How Can I Cancel a Second Mortgage on My House? One of the the most powerful and useful features of filing a Chapter 13 bankruptcy is the ability to strip second junior loans from the debtor’s property. This feature is only available when the value of the property is less than the amount owed on the first loan. For a free consultation. 1 What is Bankruptcy?
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4. Do You Pass the Means Test? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 4 Do You Pass the Means Test? Basically the means test compares your annual income based on the last six months of your earnings with the average annual income of a family the same size as yours in your state. In California the median family income for families of the following sizes are as follows:. For a free consultation. Click here to cancel reply. You must be logged in.
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2. Can Bankruptcy Help Me? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 2 Can Bankruptcy Help Me? Bankruptcy is a process by which you can receive protection from your creditors. Not everybody needs to file bankruptcy. People who have no assets are judgment proof, and don’t need protection from the bankruptcy court. For a free consultation. Click here to cancel reply. You must be logged in. To post a comment. 1 What is Bankruptcy? 2 Can Bankrupt...
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Cease & Desist Letter « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. Cease & Desist Letter. If you are “judgment proof” – that is if you do not have any assets and have no income, you do not need to file bankruptcy to obtain protection from your creditors. Consider sending each creditor a cease and desist letter asserting your right under the Federal Fair Debt Collection Act demanding the creditor stops contacting you. Here is a sample letter:.
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7. What is a Chapter 13 Bankruptcy? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 7 What is a Chapter 13 Bankruptcy? Chapter 13 Bankruptcy is a type of bankruptcy that requires that the debtor make payments to an a government-appointed official called the chapter 13 trustee for a three to five years before the debtor receives his bankruptcy discharge and his debts are erased. For a free consultation. 1 What is Bankruptcy? 2 Can Bankruptcy Help Me? 7 What ...
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3. What Debts are Dischargeable? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 3 What Debts are Dischargeable? In general all debts are erased when a debtor receives his discharge, either at the end of three months in a chapter 7 bankruptcy, or at the end of 3-5 years in a chapter 13 bankruptcy. The following types of debt, however are not dischargeable. Taxes less than 3 years old. Injuries caused by driving under the influence. For a free consultation.
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5. Will I Lose my Property if I File Bankruptcy? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 5 Will I Lose my Property if I File Bankruptcy? Usually my clients do not lose any property when they file bankruptcy. In chapter 7, the chapter 7 trustee will take the debtors property only if the value of the debtors property is worth more than standard exemption limits. However if a person has property significantly above these limits than he or she may wish to consider a...
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Client Recomendations « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. I just want to tell you thank you. You did a great job. Gerardo M, Owner. San Francisco, CA 94108. The impact you have had on my life is enormous, reaching far into the future. Thank you so much. Evan, thanks so much. Very much appreciate it. You’ve been a great lawyer for us. For a free consultation. Click here to cancel reply. You must be logged in. To post a comment.
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1. What is Bankruptcy? « Bankruptcy Lawyer Evan Livingstone
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Bankruptcy Lawyer Evan Livingstone. Attorney serving Santa Rosa, Sonoma, Marin, Napa, Lake, Mendocino Counties Call (707) 526-4600. 1 What is Bankruptcy? Bankruptcy is a legal process through which the person filing for bankruptcy (the debtor) seeks two goals: protection of his property and discharge of his debts. If you have questions about bankruptcy, call Evan Livingstone at (707) 526-4600 English or (707) 206-6570 Spanish. Email me at evanmlivingstone@gmail.com. Click here to cancel reply. Bankruptcy...