financialreform.wolterskluwerlb.com

bankingfinancelawdaily.blogspot.com

WK Banking & Finance Law Blog: January 2015

http://bankingfinancelawdaily.blogspot.com/2015_01_01_archive.html

WK Banking and Finance Law Blog. Friday, January 30, 2015. FDIC tightens the noose around Operation Choke Point. By Lisa M. Goolik, J.D. The Federal Deposit Insurance Corporation is serious about addressing Operation Choke Point, the program created by the Justice Department to “ choke. Out” companies the administration considers “high risk” by denying them access to the banking system. In addition to releasing a statement. For more details about FIL-5-2015, subscribe to the. Banking and Finance Law Daily.

bankingfinancelawdaily.blogspot.com

WK Banking & Finance Law Blog: Borrowers have right to cancel private mortgage insurance

http://bankingfinancelawdaily.blogspot.com/2015/08/borrowers-have-right-to-cancel-private.html

WK Banking and Finance Law Blog. Thursday, August 6, 2015. Borrowers have right to cancel private mortgage insurance. By Katalina M. Bianco, J.D. 8220;Consumers should not be billed for unnecessary private mortgage insurance,” said. CFPB Director Richard Cordray. “We will continue to supervise mortgage servicers to ensure they are treating borrowers fairly, and today’s guidance should help servicers come into compliance with the Homeowners Protection Act.”. If PMI is not terminated under the borrower-req...

bankingfinancelawdaily.blogspot.com

WK Banking & Finance Law Blog: June 2015

http://bankingfinancelawdaily.blogspot.com/2015_06_01_archive.html

WK Banking and Finance Law Blog. Tuesday, June 30, 2015. End of Supreme Court term leaves two appeals undecided. By Richard A. Roth, J.D. The Supreme Court ended its October 2014 term on Monday with several significant decisions, including one that, while interpreting the Fair Housing Act, strongly implies the continued viability of the disparate impact theory under the Equal Credit Opportunity Act ( Texas Dept. of Housing and Community Affairs v. Inclusive Communities Project, Inc. The Eighth Circuit&#8...

bankingfinancelawdaily.blogspot.com

WK Banking & Finance Law Blog: July 2015

http://bankingfinancelawdaily.blogspot.com/2015_07_01_archive.html

WK Banking and Finance Law Blog. Thursday, July 30, 2015. Effects of QM/QRM regs limited but further study needed says GAO. By Katalina M. Bianco, J.D. The GAO recommends that the CFPB and the agencies responsible for the QRM regulations should complete plans to review the QM and QRM regulations. Plans should include identifying specific metrics, baselines, and analytical methods. For more information about QMs and QRMs, subscribe to the. Banking and Finance Law Daily. Wednesday, July 29, 2015. Five year...

bankingfinancelawdaily.blogspot.com

WK Banking & Finance Law Blog: May 2015

http://bankingfinancelawdaily.blogspot.com/2015_05_01_archive.html

WK Banking and Finance Law Blog. Friday, May 29, 2015. Agricultural lender wins $360K with superpriority lien. By Lisa M. Goolik, J.D. Guaranty Bank and Trust Co. v. Agrex, Inc. d/b/a/ FGDI. May 22, 2015, Bigger, N.). The Mississippi Statute of Frauds provides that “a contract for the sale of goods for the price of five hundred dollars ($500) or more is not enforceable by way of action or defense unless there is some writing sufficient to indicate that a contract for sale has been made between the ...

bankingfinancelawdaily.blogspot.com

WK Banking & Finance Law Blog: New York City law aimed at bank performance in low-income neighborhoods is unconstitutional

http://bankingfinancelawdaily.blogspot.com/2015/08/new-york-city-law-aimed-at-bank.html

WK Banking and Finance Law Blog. Thursday, August 13, 2015. New York City law aimed at bank performance in low-income neighborhoods is unconstitutional. By Andrew A. Turner, J.D. The New York Bankers Association v. The City of New York. Aug 7, 2015, Failla, K.). A change in mayoral administrations had a major impact on the history of the Act. The Bloomberg administration concluded that the RBA was thoughtful but misguided, delaying implementation of the Act. Subsequently, the de Blasio administra...In de...

bankingfinancelawdaily.blogspot.com

WK Banking & Finance Law Blog: March 2015

http://bankingfinancelawdaily.blogspot.com/2015_03_01_archive.html

WK Banking and Finance Law Blog. Tuesday, March 31, 2015. California’s law restricting credit card surcharges struck down as unconstitutional; case law emerging. By Thomas G. Wolfe, J.D. Recently, the U.S. District Court for the Eastern District of California ruled that a California law restricting surcharges on credit cards was unconstitutional. In the March 25, 2015,. Italian Colors Restaurant v. Harris. Similarly, in October 2013, in the case of. Expressions Hair Design v. Schneiderman. Case, injuncti...