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Brandon Findley - Mid America Mortgage

Mid America Mortgage

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Brandon Findley - Mid America Mortgage | findleyteam.com Reviews
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Mid America Mortgage
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1 brandon findley
2 mid america mortgage
3 about us
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5 mortgage info
6 buyer info
7 seller info
8 closing costs
9 home appraisal
10 home inspection
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brandon findley,mid america mortgage,about us,blog,mortgage info,buyer info,seller info,closing costs,home appraisal,home inspection,loan checklist,loan process,loan programs,mortgage glossary,mortgage faq,apply now,featured articles,by brandon findley
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Brandon Findley - Mid America Mortgage | findleyteam.com Reviews

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Mid America Mortgage

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Will Missing Mortgage Payments Impact My FICO Score? Yes - and Here's How - Brandon Findley

http://findleyteam.com/home-mortgage-tips/will-missing-mortgage-payments-impact-my-fico-score-yes-and-heres-how

Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How. If you’re like most homeowners, you probably believe that one missed mortgage payment won’t have a noticeable impact on your FICO score. People get behind now and then, and besides, you’ve been faithfully making payments on time for years. How bad could it be? So what exactly happens to a FICO score when you miss a mortgage payment? Here’s what you need to know. Consumers With Higher Scores Have More To Lose. A 2011 FICO study ana...

2

Closing Costs - Brandon Findley

http://findleyteam.com/closing-costs-2

What costs should I expect at the loan closing? Before you make long term decisions about the terms of your mortgage, such as locking in an interest rate, you should review the Good Faith Estimate to determine if there are hidden costs that may change your decision. A percentage of the mortgage (generally 1%), charged to set up and evaluate the loan application. Required by the lender to process your loan application, often required with the application, generally non-refundable. Often required by the le...

3

Loan Checklist - Brandon Findley

http://findleyteam.com/loan-checklist-2

Documents required vary from loan to loan, but generally the following are required, often for up to two years back:. Statements of income such as last two years W-2’s, two current pay stubs, and the last two years complete tax returns. Two current bank statements. A list of any assets that you own. Rental or mortgage history for the last 2 years. Employment history and current information for the last 2 years. Personal identification, including Green Card if applicable. Want Us To Contact You?

4

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford - Brandon Findley

http://findleyteam.com/personal-finance/the-down-payment-four-great-reasons-to-make-the-largest-down-payment-you-can-afford

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford. If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. You Can Avoid Useless Insurance Premiums. You’ll Pay Much Less Interest. You’ll Have More Ammunition In A Bidding War. If you can show that you&rsqu...

5

Loan Process - Brandon Findley

http://findleyteam.com/loan-process

Where should I start? It is hard to know where to begin! There are so many options that it can be very confusing to find the right type of loan. You must first ask yourself many questions. Some of these are:. How much can I afford to pay each month? Do I plan on keeping this house for only a few years or for a long period of time? Is a small payment a higher priority than paying the loan down quickly? Am I able to make a down payment? Over how many years do I want to pay a mortgage? Conventional loans ar...

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Brandon Findley - Mid America Mortgage

House Hunting in a New City? Three Ways to Determine Which Neighborhoods Are Up and Coming. August 14, 2015. Here's what you need to know. Look For Neighborhoods Popular With Artists and Young People Young people, artists, musicians, performers, and other bohemians tend to lead the way when … [Read More.]. Five Required Mortgage Closing Costs – And A Few Tips On How To Minimize Them. August 13, 2015. Real Estate Terminology 101: What Exactly Is A “Buyer’s Market”? August 12, 2015. Here's what you need to...

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