ktwealth.blogspot.com
KT Wealth: How to pull out key points from CEO/Chairman Statement in Annual Reports?
http://ktwealth.blogspot.com/2015/01/how-to-pull-out-key-points-from.html
Tuesday, January 6, 2015. How to pull out key points from CEO/Chairman Statement in Annual Reports? One of the first things I will look at is the CEO/Chairman statement. It’s an executive summary, providing an overview of the business. The statement is found in the first few pages of the prospectus. As example - I will use FJ Benjamin Annual Report 2012/2013. FJ Benjamin is in the business of selling apparel in retail outlets. Firstly, I will scan through the entire pages to get a “feel”. About the busin...
ktwealth.blogspot.com
KT Wealth: Using ratios to assess my financial position
http://ktwealth.blogspot.com/2011/06/using-ratios-to-assess-my-financial.html
Tuesday, June 28, 2011. Using ratios to assess my financial position. If we analyze companies using financial ratios, I believe we can adopt the same concept to keep track of our financial health. The personal financial ratios aim to serve as warning signals and help detect any deterioration in my financial position. And if situation arises, I can take any necessary actions such as altering my expenditure pattern or evaluate my goals. Here are some ratios to use which I have classified them accordingly:.
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KT Wealth: Saving too much - over thrifty
http://ktwealth.blogspot.com/2011/01/saving-too-much-over-thrifty.html
Sunday, January 23, 2011. Saving too much - over thrifty. Initially, I was amazed! The problem is, over-saving too much, such that spending on a little something which may add "value" is like a personal crime. A crime that should NOT be committed. For a moment, G starts to think - why did my husband scrimp and save and not pampering me? The husband is shell-shocked. He advocates savings so much till the extent that he has lost something VERY valuable. Valuable that money cannot buy. I am not sure about y...
ktwealth.blogspot.com
KT Wealth: Top 5 trends in Asia
http://ktwealth.blogspot.com/2011/10/top-5-trends-in-asia.html
Saturday, October 8, 2011. Top 5 trends in Asia. Year end is approaching. In a blink of an eye, we will welcome 2012. New resolutions with new targets. The question is, which sector/s should I concentrate next? Hence, I decide to consolidate the top 5 trends in Asia (as a snapshot) based on my personal opinion and forecasts. All investments contain a level of uncertainty and carry specific risks. Please seek your licensed Financial Consultant first before making your decisions. Thus, there are ample oppo...
ktwealth.blogspot.com
KT Wealth: 6 ways to save money yet gain something meaningful
http://ktwealth.blogspot.com/2014/11/6-ways-to-save-money-yet-gain-something.html
Friday, November 21, 2014. 6 ways to save money yet gain something meaningful. I begin to think about how “the man in the street” is able to save money yet gain something meaningful. So, I churn out a list of activities that anyone can do, minus off the wallet. 1 Visit the Library. There are educational sessions held in the library. I used to host my career development and management workshops. Across the National Libraries in Singapore. Completely free and benefit people from all walks of life. It’...
ktwealth.blogspot.com
KT Wealth: Buying Spree
http://ktwealth.blogspot.com/2011/08/accumulate-more-shares.html
Wednesday, August 17, 2011. Recently, I have purchased shares for:. 1) Sabana REIT - valuation and yield are attractive. 2) New - Singapore Post. This should be in line with expanding my dividend portfolio. 3) New - Noble Group. On the other hand, I have included Noble Group for my growth (short to medium term) portfolio, mainly due to commodities sliding down which present a chance to buy. Not to forget the counters in your watchlist. I have kept a close tab on some stocks. 2) Cycle of peaks and troughs.
ktwealth.blogspot.com
KT Wealth: Why you should have a financial balance
http://ktwealth.blogspot.com/2014/06/why-you-should-have-financial-balance.html
Wednesday, June 11, 2014. Why you should have a financial balance. His friends deserted him. I still have other expenditure to monitor – am I using my value time to do mindless chunks and chunks of data? Just me and my money. Me and my precious…………the one ring I conquer, the one magical DIGIT that I must, at any costs, achieve no matter the situation. It should not be an addiction to things otherwise the financial balance is gone. Ended up paying more than what you can afford. One may argue that ...For m...
ktwealth.blogspot.com
KT Wealth: Top 5 Personal Finance Tips
http://ktwealth.blogspot.com/2011/02/top-5-personal-finance-tips.html
Friday, February 11, 2011. Top 5 Personal Finance Tips. In my opinion, I will like to post my top 5 personal finance tips:. 1 Pay yourself first. I think this is one of the most important. You will commonly find this advice in finance books, newspaper articles and magazines. For me, at the current moment, I pay myself 40% of my net income (after 20% CPF deduction), leaving the rest for extra savings and the reminder includes a mix of fixed and variable expenses. On the other hand, I do not like the idea ...
ktwealth.blogspot.com
KT Wealth: Getting into the false financial belief
http://ktwealth.blogspot.com/2011/01/financial-habits-discipline.html
Saturday, January 29, 2011. Getting into the false financial belief. If you happen to take a walk down ION Orchard during the weekends, chances is that you will see long queues at high-end clothing boutiques such as Prada or Louis Vuitton. You will notice at Takashimaya - Louis Vuitton. Take a closer look and you will be surprised - young female teenagers form part of the crowd, decked in short skirts, powdered make-up and high silhouette heels. The doors are opened and voila! So what does this means?
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