variantfinancial.com
Sub-Prime Consumer Finance Programs - Consumer Finance Programs | Variant Financial
http://variantfinancial.com/sub-prime-consumer-finance-programs
Sub-Prime Consumer Finance Programs. Raquo; Sub-Prime Consumer Finance Programs. ONLINE RETAIL PRIMARY CONSUMER FINANCE PROGRAMS. Wheels and Tires Financing. Hot Tub / Spa. Send us a quick note about your needs, questions, or feedback.
variantfinancial.com
Patient Finance Programs - Consumer Finance Programs | Variant Financial
http://variantfinancial.com/patient-finance
Patient Finance Program Overview. Types of Practices We Help. Elective medical practices that are smart marketers and offering services and procedures costing between $1,000 and $15,000. Implement Primary, Secondary, and Tertiary loan programs that are simple for administrators to use and easy for patients to understand. CONTACT US TO LEARN MORE. Hot tub / Spa. Hot Tub / Spa. Send us a quick note about your needs, questions, or feedback.
variantfinancial.com
Primary Consumer Finance Programs
http://variantfinancial.com/primary-consumer-finance-programs
Primary Consumer Finance Programs (1st Look). Programs to maximize sales. A primary consumer finance program should offer debtors attractive terms to incentivize them to make a purchase. The process must be quick and simple or merchants and customers will not use the program. Our primary consumer programs are structured so merchants are not forced to offer costly promotional programs. No one has more experience, options, or is better to work with than Variant FinancialNO ONE. 6 to 60 Months. Hot Tub / Spa.
variantfinancial.com
Primary Consumer Finance Programs
http://variantfinancial.com/primary-consumer-finance-program
Primary Consumer Finance Programs (1st Look). Programs to maximize sales. A primary consumer finance program should offer debtors attractive terms to incentivize them to make a purchase. The process must be quick and simple or merchants and customers will not use the program. Our primary consumer programs are structured so merchants are not forced to offer costly promotional programs. No one has more experience, options, or is better to work with than Variant FinancialNO ONE. 6 to 60 Months. Hot Tub / Spa.
variantfinancial.com
Variant Consumer Finance Programs | Merchant Requirements
http://variantfinancial.com/merchant-requirements
Merchant Requirements for becoming a Variant Financial client. Because of the high demand for Variant Financial’s services, certain minimum merchant requirements must be met to become a client. These requirements are in place to ensure that Variant can best utilize its time and resources to reach maximum efficiency and effectiveness for the clients they serve as well as the capital partners who look to Variant Financial as a valuable and trust worthy partner. Minimum Annual Sales Volume. Hot Tub / Spa.
variantfinancial.com
Hot Tub / Spa Financing Program - Consumer Finance Programs | Variant Financial
http://variantfinancial.com/hot-tub-spa-financing-program
Hot Tub / Spa Financing Program Overview. Variant Finance recently worked with a large U.S. spa manufacturer and retailer after they approached Variant to develop a 2nd look program to sit behind their primarily lender. Approval rates had declined and their sales model needed a financing program that could better support it. CONTACT US TO LEARN MORE. Hot tub / Spa. Hot Tub / Spa. Send us a quick note about your needs, questions, or feedback.
variantfinancial.com
Consumer Financing Programs | Primary, Sub-Prime, and Even 3rd Look
http://variantfinancial.com/consumer-finance-programs
Consumer Financing Programs for a Wide Range of Credit Risks. Ariant Financial offers a wide range of consumer finance programs covering many industries. Unlike traditional bank programs, Variant’s consumer finance programs offer flexibility, working for those with sub-prime credit as well as those with good credit. Onsumer finance programs can be broken down into 3 categories of credit risk; Prime. Primary Consumer Finance Programs. Sub-Prime Consumer Finance Programs. Tertiary Consumer Finance Programs.
variantfinancial.com
Tertiary Consumer Finance Programs for Retailers & Service Providers
http://variantfinancial.com/tertiary-consumer-finance-programs
Tertiary Consumer Finance Programs (3rd Look). Even with the use of a Sub-prime or 2nd look program. Not all applicants can be approved. Tertiary consumer finance programs can be defined as financing options offered last in line and usually sit behind a primary and 2nd look program. Tertiary programs are designed to approve applicants with challenging credit issues like delinquencies, charge offs, and judgments. The process must be quick and simple or merchants and customers will not use the program.
variantfinancial.com
Variant Finance: Consumer Finance Program FAQ
http://variantfinancial.com/faq
Q How do I know what kind of programs my company would qualify for? Q What are the costs associated with consumer finance programs? Programs charging interest rates from 15-25% to the debtor, 1st look programs. With cost the retailer/service provider 0-10%, and sub-prime or 2nd look programs. Will cost 10-20%. 3rd look or tertiary programs. Can be structured in so many different ways that there really isn’t a standard merchant cost structure. Q What are the qualification requirements for program approval?
variantfinancial.com
Variant Finance | Industry Links and Resources
http://variantfinancial.com/resources
Consumer Financial Protection Bureau (CFPB). 8211; Learn about the government agency that monitors consumer lending practices. 8211; A list of the usury limits for each state. The usury limit usually is not applied to retail installment contracts or other timed payment contracts as they are generally not considered loans. Federal Truth in Lending Act. 8211; Learn about the Fair and Accurate Credit Transactions Act (FACTA) that allows consumers to obtain a free credit report once every twelve months.