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Thursday, January 8, 2009. Low mortgage rates tough to get. Mortgage rates are at their lowest level in decades, but thousands of Bay Area residents are discovering that qualifying for a loan is tougher than it has been in years. Adding to the difficulty for many people hoping to refinance loans taken out in the past few years is that the collapse in home values has eroded their equity so much that they don't qualify for a new loan. We were all spoiled the last few years when it was so easy to qualify," ...

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Thursday, January 8, 2009. Low mortgage rates tough to get. Mortgage rates are at their lowest level in decades, but thousands of Bay Area residents are discovering that qualifying for a loan is tougher than it has been in years. Adding to the difficulty for many people hoping to refinance loans taken out in the past few years is that the collapse in home values has eroded their equity so much that they don't qualify for a new loan. We were all spoiled the last few years when it was so easy to qualify, ...

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"Latest News" | homeguiderealestate.blogspot.com Reviews

https://homeguiderealestate.blogspot.com

Thursday, January 8, 2009. Low mortgage rates tough to get. Mortgage rates are at their lowest level in decades, but thousands of Bay Area residents are discovering that qualifying for a loan is tougher than it has been in years. Adding to the difficulty for many people hoping to refinance loans taken out in the past few years is that the collapse in home values has eroded their equity so much that they don't qualify for a new loan. We were all spoiled the last few years when it was so easy to qualify," ...

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homeguiderealestate.blogspot.com

1

"Latest News": Low mortgage rates tough to get.

http://homeguiderealestate.blogspot.com/2009/01/low-mortgage-rates-tough-to-get.html

Thursday, January 8, 2009. Low mortgage rates tough to get. Mortgage rates are at their lowest level in decades, but thousands of Bay Area residents are discovering that qualifying for a loan is tougher than it has been in years. Adding to the difficulty for many people hoping to refinance loans taken out in the past few years is that the collapse in home values has eroded their equity so much that they don't qualify for a new loan. We were all spoiled the last few years when it was so easy to qualify," ...

2

"Latest News"

http://homeguiderealestate.blogspot.com/2008/11/as-weve-come-to-expect-loan.html

Friday, November 21, 2008. As we’ve come to expect, loan underwriting guidelines continue to change. Here is an update on the status of some of our local first time buyer programs:. CalHFA (State of California’s First Time Buyer Program). The County of San Bernardino HAP. The County of Riverside down payment assistance program. Out of money since mid September and will have funds replenished July 2009. . The City of San Bernardino. The City of Redlands. Posted by VictorvilleHomeSearch.com. As we’ve...

3

"Latest News": January 2009

http://homeguiderealestate.blogspot.com/2009_01_01_archive.html

Thursday, January 8, 2009. Low mortgage rates tough to get. Mortgage rates are at their lowest level in decades, but thousands of Bay Area residents are discovering that qualifying for a loan is tougher than it has been in years. Adding to the difficulty for many people hoping to refinance loans taken out in the past few years is that the collapse in home values has eroded their equity so much that they don't qualify for a new loan. We were all spoiled the last few years when it was so easy to qualify," ...

4

"Latest News": State Budget Crisis Impacts CalHFA.

http://homeguiderealestate.blogspot.com/2009/01/state-budget-crisis-impacts-calhfa.html

Monday, January 5, 2009. State Budget Crisis Impacts CalHFA. CalHFA- the State of California’s First Time Buyer Program- has frozen lending on all loan programs except the Community Stabilization and Smart Loan Programs. To blame is the State’s current budget crisis. . CalHFA will re-assess the state of the budget crisis and the possibility of lifting the freeze in January. Until that time, only loans currently reserved with CalHFA will be eligible to fund. What is the SMART Loan Program?

5

"Latest News": Changes to FHA as of the 1st of the year...

http://homeguiderealestate.blogspot.com/2008/12/changes-to-fha-as-of-1st-of-year.html

Sunday, December 21, 2008. Changes to FHA as of the 1st of the year. As we come to the end of a wild and crazy year full of change in real estate, we wanted to remind you of Changes to FHA Loans that will be taking place soon. Required Down Payment Increases to 3.5%. Effective 1/1/09. *Remember- the down payment may come from borrower’s own funds or from family member’s gift and the seller may pay buyer’s closing costs, not to exceed 6% of the purchase price. Minimum Required Credit Score 580.

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homeguiderealestate.blogspot.com

"Latest News"

Thursday, January 8, 2009. Low mortgage rates tough to get. Mortgage rates are at their lowest level in decades, but thousands of Bay Area residents are discovering that qualifying for a loan is tougher than it has been in years. Adding to the difficulty for many people hoping to refinance loans taken out in the past few years is that the collapse in home values has eroded their equity so much that they don't qualify for a new loan. We were all spoiled the last few years when it was so easy to qualify," ...

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