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K Ray Financial Services. Skip to primary content. Skip to secondary content. ABOUT K. RAY RETIREMENT FINANCIAL SERVICES. After a thorough and careful financial discovery with our clients, we analyze their personal financial situation risk tolerance, time horizon, liquidity needs, and retirement goals and create a retirement plan that is unique to their situation. Retirement Income Planning using Annuities". First Name (Full) *. Home Zip Code *. Please check the box above.

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K Ray Financial Services. Skip to primary content. Skip to secondary content. ABOUT K. RAY RETIREMENT FINANCIAL SERVICES. After a thorough and careful financial discovery with our clients, we analyze their personal financial situation risk tolerance, time horizon, liquidity needs, and retirement goals and create a retirement plan that is unique to their situation. Retirement Income Planning using Annuities. First Name (Full) *. Home Zip Code *. Please check the box above.

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Home - K. Ray Financial Services | krops.net Reviews

https://krops.net

K Ray Financial Services. Skip to primary content. Skip to secondary content. ABOUT K. RAY RETIREMENT FINANCIAL SERVICES. After a thorough and careful financial discovery with our clients, we analyze their personal financial situation risk tolerance, time horizon, liquidity needs, and retirement goals and create a retirement plan that is unique to their situation. Retirement Income Planning using Annuities". First Name (Full) *. Home Zip Code *. Please check the box above.

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Retirement Planning - K. Ray Financial Services

http://krops.net/retirement-planning

K Ray Financial Services. Skip to primary content. Skip to secondary content. Our Firm takes pride in providing comprehensive retirement planning services to our clients. We review our clients Wills, Estate Plans/Trusts, Taxes, and Insurance. Our comprehensive services integrate all aspects of our client’s financial picture in a coordinated effort to provide for financial clarity and multi-generational wealth. Insurance Planning (Life and Health). Analysis of Present and Future Expenses.

2

About Us - K. Ray Financial Services

http://krops.net/about-us

K Ray Financial Services. Skip to primary content. Skip to secondary content. Karen L. Ray. I am a dynamic, entrepreneurial sales management strategist with a 30 year record of achievement and demonstrated success, driving multimillion-dollar account growth. This was done while providing sales leadership in highly competitive markets. I build new business, securing customer loyalty and forging strong relationships with external business partners. I have a six step process:. Set goals with each client.

3

Social Security - K. Ray Financial Services

http://krops.net/social-security

K Ray Financial Services. Skip to primary content. Skip to secondary content. Determining Your Primary Insurance Amoun. In 2011, the Social Security Administration (SSA) halted sending out paper statements to Americans, saving an estimated 70 million dollars. Currently, there are plans to resume sending out statements to those age 60 and over. As such, it can be challenging to determine the amount you will receive when you begin taking payments. When Can You Start Receiving Your Social Security Benefit?

4

Medicare - K. Ray Financial Services

http://krops.net/medicare

K Ray Financial Services. Skip to primary content. Skip to secondary content. K Ray Retirement Financial Services is an independent organization specializing in senior Medicare products. We will give you straight-talk to understand all your options and write the plan that works for you and your loved ones. We have the experience you can trust to help you navigate the multitude of options ahead of you. Call us today for a free consultation. Medicare Prescription Drug Plans.

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Clients Corner - K. Ray Financial Services

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Home - K. Ray Financial Services

K Ray Financial Services. Skip to primary content. Skip to secondary content. ABOUT K. RAY RETIREMENT FINANCIAL SERVICES. After a thorough and careful financial discovery with our clients, we analyze their personal financial situation risk tolerance, time horizon, liquidity needs, and retirement goals and create a retirement plan that is unique to their situation. Retirement Income Planning using Annuities". First Name (Full) *. Home Zip Code *. Please check the box above.

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