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Leigh's Financial Journey

Leigh's Financial Journey. Layoffs: one door closes and a window opens. Note: This is more personal than most posts that I write here. It has been multiple months since the layoff happened now and I’m in a pretty reasonable place emotionally at this point, though triggers do still happen sometimes and publishing this post last week was a trigger in the few seconds that it went live, which is why I held off on publishing it for a week. It is so wonderful to not worry about those in this strange time.

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Leigh's Financial Journey. Layoffs: one door closes and a window opens. Note: This is more personal than most posts that I write here. It has been multiple months since the layoff happened now and I’m in a pretty reasonable place emotionally at this point, though triggers do still happen sometimes and publishing this post last week was a trigger in the few seconds that it went live, which is why I held off on publishing it for a week. It is so wonderful to not worry about those in this strange time.
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Leigh's Financial Journey | leightpf.wordpress.com Reviews

https://leightpf.wordpress.com

Leigh's Financial Journey. Layoffs: one door closes and a window opens. Note: This is more personal than most posts that I write here. It has been multiple months since the layoff happened now and I’m in a pretty reasonable place emotionally at this point, though triggers do still happen sometimes and publishing this post last week was a trigger in the few seconds that it went live, which is why I held off on publishing it for a week. It is so wonderful to not worry about those in this strange time.

INTERNAL PAGES

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1

Operation Bayes: Revealed – Leigh's Financial Journey

https://leightpf.wordpress.com/2015/05/05/operation-bayes-revealed

Leigh's Financial Journey. May 5, 2015. August 8, 2015. While I was interviewing last year, one of my interviewers asked me what I would do if I was retired. I was surprised I got asked this question since the person clearly knew how long I’ve been out of undergrad and probably from that I’m still in my twenties! It’s not so crazy to hear people in their forties mentioning this, but asking someone in their twenties? I applied to grad school for X subfield of my current field! I’m pretty stoked! There are...

2

Why I picked an ARM or Adjustable Rate Mortgage – Leigh's Financial Journey

https://leightpf.wordpress.com/2012/03/12/why-i-picked-an-arm-or-adjustable-rate-mortgage

Leigh's Financial Journey. Why I picked an ARM or Adjustable Rate Mortgage. March 12, 2012. March 11, 2012. Note: This post was originally written and meant to be posted around closing on the condo. I’ve adjusted it so that it still makes sense and in hopes that my thought process helps someone else, even if I didn’t end up closing on the loan. One credit union had ridiculously high closing costs in comparison to the other one (higher origination fee by 1% (! I ran the numbers listed above for a 30 year ...

3

How I Use Stylebook to Manage My Closet – Leigh's Financial Journey

https://leightpf.wordpress.com/2016/11/21/how-i-use-stylebook-to-manage-my-closet

Leigh's Financial Journey. How I Use Stylebook to Manage My Closet. November 21, 2016. November 18, 2016. I’ve been using Stylebook. Since January to track and manage my closet. Last fall, I did an analysis of what I had in my closet and what I would like to have and identified where the gaps were. Their categories didn’t quite work for me, but you can really define your own categories. I’ve eventually shifted my categories to the following:. Skirts (though I currently have none). You can add a variety o...

4

Defining my uniform – Leigh's Financial Journey

https://leightpf.wordpress.com/2015/09/01/defining-my-uniform

Leigh's Financial Journey. September 1, 2015. October 22, 2016. As you all know, I put an ix-nay on the clothing spending. For July and decided to continue that into August. I was buying random clothing pieces without considering how they fit into my overall wardrobe. I’m now starting to think about which pieces I reach for regularly and what I wear the most, which I’m realizing has definitely changed with my new job. I’ve done a huge purge of my closet this year and it’s looking really empty! I generall...

5

Mortgage pay-off plan – Leigh's Financial Journey

https://leightpf.wordpress.com/2012/07/02/my-mortgage-pay-off-plan

Leigh's Financial Journey. July 2, 2012. June 30, 2012. Now that I have a condo and a mortgage, I need a plan to pay it off, all $286,000 of it. I want to make sure that the entire mortgage is paid off before the rate resets in 5 years. To pay off my $286,000 mortgage, my average pre-payment over the course of the 5 year period needs to be $3,933.06 per month. There are 12 payments in 2013, 2014, 2015, and 2016, which means that I would need to make 12 x $3,933.06 = $47,196.72 in pre-payments. I’m ...

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March 2015 Early Retirement Progress | Three is Plenty

http://3isplenty.com/march-2015-early-retirement-progress

Struggling with frugality, debt, parenting, and weight. Debt and Net Worth Tracker. Disclosure and Privacy Policy. March 2015 Early Retirement Progress. We contributed $5,096.15 this month to our retirement accounts, and we lost $2,508.27 in investment value this month. The markets seem to be slowing down in anticipation of the Fed rate increase and not knowing when that is, but I suspect it’ll still be up for the year, just maybe not the 20 % it was last year. In 2015, so far, we’ve contributed $1...

evolvingpf.com evolvingpf.com

The Ceremony of Graduation - Evolving Personal Finance | Evolving Personal Finance

http://evolvingpf.com/2015/05/the-ceremony-of-graduation

Maintaining Financial Sanity through Life Transitions. The Ceremony of Graduation. May 13th, 2015 14 Comments. This past weekend, Kyle and I participated in our university’s graduation ceremony. Time we’ve celebrated finishing our PhDs, and definitely the least fun or important of any of them. Just shy of a year ago, Kyle defended and we had a big family dinner. About nine months ago, I defended. And we hosted a party. We weren’t sure if we would attend graduation. Laughing at our outfits. Were: looking ...

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What will you still own a decade later? | Cash Rebel

https://cashrebel.wordpress.com/2013/01/18/what-will-you-still-own-a-decade-later

Conventional financial wisdom is overrated. About the Cash Rebel. What will you still own a decade later? What will you still own a decade later? January 18, 2013. I’ve got a challenge for you. Look around your room and think about what possessions you will still own 10 years form now. It seems like a relatively easy task, since those of us who consider ourselves frugal always try to buy consumer goods that are built to last the long haul. What won’t be here in a decade? So I know it may be fairly obsole...

fi35.com fi35.com

How We Invest: In Capital Markets We Trust – Freedom 35

http://www.fi35.com/how-we-invest

Financial independence at thirty-five, or bust. Current Miles & Points Stash. How We Invest: In Capital Markets We Trust. Middot; July 27, 2015. By popular demand (by which I mean a single request), here is more detail on step two of the early retirement plan,. How We Learned to Stop Worrying and Love The Market. At one point, our savings were sitting in savings accounts being idle instead of working for us. There was a few things that held us back:. We didn’t know what we were saving for. If we ever nee...

moneyaftergraduation.com moneyaftergraduation.com

You Work Too Hard Not To Care • Money After Graduation

http://www.moneyaftergraduation.com/2015/08/04/you-work-too-hard

You Work Too Hard Not To Care. August 4th, 2015. You work at least 40 hours per week, possibly more. You likely spend an additional 15 hours or more commuting. As a result, you probably work more than you do anything else: more than you sleep, more than you cook and eat, more than you watch TV. This is your life. And you are compensated for all of this this time and effort with your pay. So why then are there so many people that don’t give a shit about their money? Stop buying so much stuff so often.

anythingyouwantblog.com anythingyouwantblog.com

FY 2016 Goal Update: July Progress | Anything You Want - A Personal Finance Blog

http://www.anythingyouwantblog.com/fy-2016-goal-update-july-progress

About Anything You Want. Five Friday Favorites (16). Enter your email address to subscribe to this blog and receive notifications of new posts by email. FY 2016 Goal Update: June Progress. Anything You Want – A Personal Finance Blog. You can have anything you want, but you can't have everything you want. FY 2016 Goal Update: July Progress. Beginning in July, I committed to a goal of increasing my net worth by 46% this year. This goal is ambitious, but I think it should be achievable. Yeah, a lot of the s...

financiallypossible.com financiallypossible.com

Book Review – Financially Possible

http://www.financiallypossible.com/category/book-review

One step at a time, let's work together to find out what's financially possible for you as you build wealth and pursue financial independence. Ms Our Next Life. Leigh’s Financial Journey. Salary Man Breaking Free. Uploaded a video discussing the following topics: Finding balance between savings rate and life experiences; encouraging others to pursue a moderate path to achieving financial independence; how one’s opinion of work might change over time. Click on ‘read more’ to…. January 2, 2017. This work i...

financiallypossible.com financiallypossible.com

Investing – Financially Possible

http://www.financiallypossible.com/category/investing

One step at a time, let's work together to find out what's financially possible for you as you build wealth and pursue financial independence. Ms Our Next Life. Leigh’s Financial Journey. January 2017 Non-W2 Income Report. Sharing our January 2017 non-W2 income report on my wife’s personal finance blog. I invite you to check it out at Ms. Financial Literacy.com. Help spread the message. We all can benefit from financial learning and I always welcome referrals! February 3, 2017. January 13, 2017. Asset lo...

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Leigh's Financial Journey

Leigh's Financial Journey. Layoffs: one door closes and a window opens. Note: This is more personal than most posts that I write here. It has been multiple months since the layoff happened now and I’m in a pretty reasonable place emotionally at this point, though triggers do still happen sometimes and publishing this post last week was a trigger in the few seconds that it went live, which is why I held off on publishing it for a week. It is so wonderful to not worry about those in this strange time.

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