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The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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FIRST CREDIT UNION : Home | mortgage.firstcu.coop Reviews

https://mortgage.firstcu.coop

The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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1

FIRST CREDIT UNION : Home Purchase Basics

http://mortgage.firstcu.coop/HomePurchaseBasics.aspx

How to Get a Loan. Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track. Count On Your Real Estate Agent To:. Preview available homes to weed out those that are overpriced, or undesirable in some other way. Present the homes that suit your needs as you've defined them. Count On Your Mortgage Broker and Loan Officer To:. Keep you informed of yo...

2

FIRST CREDIT UNION : How to Get a Loan

http://mortgage.firstcu.coop/HowGetLoan.aspx

How to Get a Loan. How to Get a Loan. Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money. Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away. STEP ONE - Apply Now!

3

FIRST CREDIT UNION : Mortgage Glossary

http://mortgage.firstcu.coop/MortgageGlossary.aspx

How to Get a Loan. 2/1 Buy Down Mortgage. Provision in a mortgage that allows the lender to demand payment of the entire principal balance if a monthly payment is missed or some other default occurs. A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due. A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).

4

FIRST CREDIT UNION : Mortgage Checklist

http://mortgage.firstcu.coop/MortgageChecklist.aspx

How to Get a Loan. The following information is usually required during the loan process:. Your Social Security number. Current pay stubs or, if self employed, your tax returns for the past two years. Bank statements for the past two months. Investment account statements for the past two months. Retirement account statements for the past two months. If you currently own Real Estate:. Home insurance policy information. Home equity account information (if applicable). How to Get a Loan.

5

FIRST CREDIT UNION : Types of Loans

http://mortgage.firstcu.coop/TypesofLoans.aspx

How to Get a Loan. Thirty-Year Fixed Rate Mortgage. Fifteen-Year Fixed Rate Mortgage. Hybrid ARM (3/1 ARM, 5/1 ARM, 7/1 ARM). Adjustable Rate Mortgages (ARM). When it comes to ARMs theres a basic rule to remember.the longer you ask the lender to charge you a specific. Rate, the more expensive the loan. 2/1 Buy Down Mortgage. This loan has a rate that is recalculated once a year. How to Get a Loan. 25 S Arizona Place, #111. Toll Free: (800) 732-6986.

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Br/ We Hold The Key to Your New Home! Br/ Now is the time to make your dream of home ownership a reality. At First Community Bank, we can unlock the mysteries of mortgages, interest rates and closing costs. Whether you want to build, buy, refinance, or just sit down and see if you pre-qualify, well take you through it step-by-step. br/ br/ " /. HOW TO GET A LOAN. How to Get a Loan. We hold the key to your new home! Purchasing a new home? Congratulations on your decision to buy a new home! Our online appl...

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How to Get a Loan. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. Thank you for visiting our website. We look forward to putting our mortgage service to work for you! Select a loan application:.

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