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NC Lifetime Income – Home

Members of the Teachers' and State Employees' Retirement System (TSERS) and Local Governmental Employees' Retirement System (LGERS) will have a one-time opportunity to transfer all or part of their NC 401(k) and/or NC Deferred Compensation (457) funds to the Retirement System in order to receive lifetime income at or after retirement. Use the quick calculator to find out if the 401 (k) / 457 transfer option may be suitable for you.

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CONTACTS AT NCLIFETIMEINCOME.ORG

State Employees' Credit Union

State Employees' Credit Union

900 W●●●●●venue

Ra●●gh , NC, 27605

US

1.91●●●●5031
1.91●●●●7215
Te●●●●●●●@ncsecu.org

View this contact

State Employees' Credit Union

State Employees' Credit Union

900 W●●●●●venue

Ra●●gh , NC, 27605

US

1.91●●●●5031
1.91●●●●7215
Te●●●●●●●@ncsecu.org

View this contact

State Employees' Credit Union

State Employees' Credit Union

900 W●●●●●venue

Ra●●gh , NC, 27605

US

1.91●●●●5031
1.91●●●●7215
Te●●●●●●●@ncsecu.org

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Members of the Teachers' and State Employees' Retirement System (TSERS) and Local Governmental Employees' Retirement System (LGERS) will have a one-time opportunity to transfer all or part of their NC 401(k) and/or NC Deferred Compensation (457) funds to the Retirement System in order to receive lifetime income at or after retirement. Use the quick calculator to find out if the 401 (k) / 457 transfer option may be suitable for you.
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NC Lifetime Income – Home | nclifetimeincome.org Reviews

https://nclifetimeincome.org

Members of the Teachers' and State Employees' Retirement System (TSERS) and Local Governmental Employees' Retirement System (LGERS) will have a one-time opportunity to transfer all or part of their NC 401(k) and/or NC Deferred Compensation (457) funds to the Retirement System in order to receive lifetime income at or after retirement. Use the quick calculator to find out if the 401 (k) / 457 transfer option may be suitable for you.

INTERNAL PAGES

nclifetimeincome.org nclifetimeincome.org
1

NC Lifetime Income - Guaranteed Payment Options

https://www.nclifetimeincome.org/GuaranteedPaymentsOptions.html

Is This for Me? Because some members will be concerned about the possibility of receiving total payments that are far less than the initial transfer, the Board of Trustees has specified that all benefits will continue for at least 3 years. If both you and your survivor beneficiary die within that time, the remaining payments will be made to your guaranteed refund beneficiary or to your estate. State Employees' Credit Union.

2

NC Lifetime Income - Stock Market Risk

https://www.nclifetimeincome.org/StockMarketRisk.html

Is This for Me? Here is a summary of the investment options available in the NC 401(k) and 457 plans and their exposure to the stock market:. Not Invested in Stocks. Balances transferred to Retirement System. NC Stable Value Fund*. North Carolina Fixed Income Fund*. North Carolina Fixed Income Index Fund*. North Carolina Large Cap Value Fund. North Carolina Large Cap Growth Fund. North Carolina Large Cap Index Fund. North Carolina Small/Mid Cap Value Fund. North Carolina Small/Mid Cap Growth Fund.

3

NC Lifetime Income - Balancing Income and Expenses

https://www.nclifetimeincome.org/BalancingIncomeAndExpense.html

Is This for Me? Balancing Income and Expenses. The NC 401(k)/457 transfer option allows you to convert part or all of the funds in your NC 401(k) or 457 account into monthly income payments. Thus, if your monthly income is not sufficient to cover your monthly expenses, you may choose to transfer an amount that will provide a monthly benefit large enough to bring your finances back into balance. If you do not have sufficient funds in your NC 401(k). State Employees' Credit Union.

4

NC Lifetime Income - Your Choices

https://www.nclifetimeincome.org/YourChoices.html

Is This for Me? To help you understand the choices you have and how they will affect the initial monthly benefit, we have compiled them into the following list:. A Amount Transferred: The more you transfer, the larger the initial benefit. B Payment Option. You have the following choices:. Maximum Option: This will produce the largest initial benefit, but will not provide any monthly payments to a survivor. 3 Year Guarantee: Total payments are guaranteed to equal at least 36 times the initial monthly paym...

5

NC Lifetime Income - Costs to You

https://www.nclifetimeincome.org/CostsToYou.html

Is This for Me? The fee above is much lower than what many private providers would charge. We are able to keep the fee so low by building on existing economies of scale from running the Retirement System and avoiding marketing costs and sales commissions. State Employees' Credit Union.

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State Employees' Credit Union - Home

https://www.ncsecu.org/Home.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. Learn important information about SECU’s Real Time Loan Advances, SECU’s Financial Advisory Services and discounted theme park tickets! Branch and ATM Locator. Eg1000 Wade Ave., Raleigh, NC 27605. SECU Board Chair Cynthia Jolly Announces New President and CEO. SECU Annual Membership Meeting:. Join us October 11, 2016 in Greensboro, NC for the annual membership meeting. Discount Theme Park Tickets:. Need some summer fun?

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State Employees' Credit Union - Vehicle Loans

https://www.ncsecu.org/AutoLoans/VehicleLoans.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. Auto Power Program - For New and Used Vehicles. Shopping for your next new or used vehicle is as easy as 1-2-3! The Credit Union offers fixed-rate financing for new vehicles. For loans up to 72 months, we finance up to 100% of the Manufacturer’s Suggested Retail Price (MSRP) plus an additional 10% to cover other purchase related expenses such as tax, tags, extended warranties, etc. May be repaid at any time without penalty. Using Pay...

ncsecu.org ncsecu.org

State Employees' Credit Union - Visa Credit Cards

https://www.ncsecu.org/Cards/Credit.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. 3 Ways to Request a Visa Credit Card. Request at your local branch Loan Information Checklist. Request via Member Access. Request with our Contact Center (open 24 hours): (888) 732-8562 or (919) 857-2150. Variable APR (Annual Percentage Rate). Not an introductory rate. All members get this great rate. Grace period for purchases if the balance is paid in full each month. Can be used for overdraft on your checking account. The variable...

ncsecu.org ncsecu.org

State Employees' Credit Union - Security

https://www.ncsecu.org/Security/SecurityOverview.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. Securing your online experience at SECU! Zero Liability Guarantee for Online Fraud. How SECU Protects You. How You Can Protect Yourself. Why, When and How SECU Will Contact You. Member of the Week. This credit union is federally insured by the National Credit Union Administration. State Employees' Credit Union.

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State Employees' Credit Union - Branch and ATM Locator

https://www.ncsecu.org/Locator/Locator.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. Branch and ATM Locator. Use this page to locate a branch, a CashPoints. ATM and/or to obtain driving directions. Our branches are open from 8:30 am - 5:30 pm, Monday through Friday except on designated holidays. Eg1000 Wade Ave., Raleigh, NC 27605. Our branches are open from 8:30 am - 5:30 pm, Monday through Friday except on designated holidays. Locations can be found using Visa's locator. Member of the Week.

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State Employees' Credit Union - Adjustable Rate Mortgages (ARM)

https://www.ncsecu.org/Mortgages/AdjustableMortgage.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. Adjustable Rate Mortgages (ARM). 3 Ways to Request an Adjustable Rate Mortgage Loan. Request at your local branch Loan Information Checklist. Request via Member Access. Request with our Contact Center (open 24 hours): (888) 732-8562 or (919) 857-2150. 5-Year Adjustable Rate Mortgage. Because the interest rate may only be adjusted every five years, this product offers additional protection against rising rates. Future rates and paymen...

ncsecu.org ncsecu.org

State Employees' Credit Union - Additional Security Features

https://www.ncsecu.org/Security/AdditionalSecurityFeatures.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. Your personal computer is under constant threat from malicious software that can compromise the security of your personal and account information. By enrolling in our Additional Security Features below, we can help keep your online access safe and secure! Register for Additional Security Features. Message and data rates may apply. Factors outside of the Credit Union’s control may prevent you from receiving your message.

ncsecu.org ncsecu.org

State Employees' Credit Union - Statements

https://www.ncsecu.org/OnlineServices/Statements.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. The Credit Union offers the ability for members to view their account statements online via Member Access. See how E-Statements benefit our members and the Credit Union:. Choose the statement cutoff date. View statements online earlier than waiting for paper statements. Reduce the risk of identity theft from lost or stolen paper statements. Help the environment Reduce the amount of paper, ink and power used to produce paper statements.

ncsecu.org ncsecu.org

State Employees' Credit Union - Share

https://www.ncsecu.org/DepositAccounts/Share.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. To establish membership with State Employees' Credit Union, an individual is required to open a share account. A savings account that offers competitive interest rates and federal insurance protection, the share account is the foundation of a healthy savings plan. Current interest rate is % / % APY. 25 required minimum balance. Dividends compounded daily, paid monthly. Funds may be used as collateral on SECU loans. Member of the Week.

ncsecu.org ncsecu.org

State Employees' Credit Union - Remember me

https://www.ncsecu.org/Security/RememberUserID.html

Enroll in Member Access. Sign Up for E-Statements. ESTATES, INSURANCE,. When you check the Remember me box and select Sign On, your User ID is encrypted and stored on the computer you are currently using. When your User ID is saved, you will only need to enter your Password the next time you sign into Online Access. For security reasons, your Password is never saved. How do I delete a saved User ID? Choose the User ID you wish to delete and select the delete icon. Clear the Remember me check box. Ent...

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NC Lifetime Income – Home

Is This for Me? Members of the Teachers' and State Employees' Retirement System (TSERS) and Local Governmental Employees' Retirement System (LGERS) will have a one-time opportunity to transfer all or part of their NC 401(k) and/or NC Deferred Compensation (457) funds to the Retirement System in order to receive lifetime income at or after retirement. If it looks like the transfer might be a good choice for you, log into your personal ORBIT account. Sample Benefit Amounts under the Transfer Option. The mo...

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