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盘子的故事——让你了解，什么是保险

那么需要交多少钱呢 聪明财务就问大家 你们一年之内大约会打碎几个盘子 大家想了想答到 大约四个吧 预定死亡率。 这1000元的费用分摊到每个学徒身上是10元，这样算下来每个学徒一年只交40 保障成本 10 费用 =50元，就可以打碎盘子不被开除了。 那么现在的市场收益率大概是12.4% 预定利率，现在保监委规定预定利率不得大于2.5%。 通过计算10年后要想拿回本金，现在就收取40 赔盘子 10 费用 50 为回本投资 =100元。 于是聪明的财务说 我也相信你不会打碎盘子的，但是万一的事情谁也不敢担保，要不你看这样吧，你每年交100块押金 两全险 ，如果打碎了盘子这押金就没收了，如果十年都没打碎，到时候1000块钱我原样还你。 小心人自己一算，几年内打碎了盘子，本来要赔1000的，现在如果十年中途打碎只要赔几百，如果十年都没打碎盘子，自己一分钱都没损失，确实两全其美 但是咱们得有一个约定 财务又说， 你既然按100交押金了，这十年都得交，中途也不能再把押金取回，否则要算你违约。 从故事中，可以看到保费是由三个部分组成的 保障成本 费用 投资的钱=保费。

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NuLuPearl – Step into the past with this 1890 exposed brick gem in NuLu, downtown Louisville KY

Step into the past with this 1890 exposed brick gem in NuLu, downtown Louisville KY. Welcome to Louisville Kentucky and the NuLu Pearl. It’s a 5 minute drive to Bardstown Road, the Louisville Slugger Field and Factory, 4th Street Live, Stevie Ray’s Blues Bar, and Museum Row. There are about 40 miles of bike and hike trails along the Ohio River within 5 blocks plus the pedestrian bridge park which crosses to Indiana. Leave a Reply Cancel reply. Your email address will not be published.

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