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Small Loans. Big Problem.

Small Loans. Big Problem. Nine myths about payday lending. What needs to change. Consumer Action Law Centre. SMALL LOANS. BIG PROBLEM. The truth about payday lenders. NINE MYTHS ABOUT PAYDAY LENDING. WHAT NEEDS TO CHANGE. Australians shouldn't be turning to. There are big needs for people on low incomes or struggling to pay the bills a high cost and predatory payday loan is not one of them. Are you struggling to pay the bills? Payday loans are harmful because of a combination of five key factors:. They a...

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Small Loans. Big Problem. | smallloans.consumeraction.org.au Reviews
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Small Loans. Big Problem. Nine myths about payday lending. What needs to change. Consumer Action Law Centre. SMALL LOANS. BIG PROBLEM. The truth about payday lenders. NINE MYTHS ABOUT PAYDAY LENDING. WHAT NEEDS TO CHANGE. Australians shouldn't be turning to. There are big needs for people on low incomes or struggling to pay the bills a high cost and predatory payday loan is not one of them. Are you struggling to pay the bills? Payday loans are harmful because of a combination of five key factors:. They a...
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Small Loans. Big Problem. | smallloans.consumeraction.org.au Reviews

https://smallloans.consumeraction.org.au

Small Loans. Big Problem. Nine myths about payday lending. What needs to change. Consumer Action Law Centre. SMALL LOANS. BIG PROBLEM. The truth about payday lenders. NINE MYTHS ABOUT PAYDAY LENDING. WHAT NEEDS TO CHANGE. Australians shouldn't be turning to. There are big needs for people on low incomes or struggling to pay the bills a high cost and predatory payday loan is not one of them. Are you struggling to pay the bills? Payday loans are harmful because of a combination of five key factors:. They a...

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smallloans.consumeraction.org.au smallloans.consumeraction.org.au
1

What needs to change – Small Loans. Big Problem.

http://smallloans.consumeraction.org.au/what-needs-to-change

Small Loans. Big Problem. Nine myths about payday lending. What needs to change. Consumer Action Law Centre. What needs to change. Small amount credit contract laws are currently under review. Here’s some of what we told the reviewers:. Cap the cost of small amount (up to $2,000) and medium amount (up to $5,000) loans at 48% per annum, inclusive of all fees and finance charges, the same level that is able to be charged for loans above $5,000. Abolish the distinction between consumer leases and other loan...

2

Nine myths about payday lending – Small Loans. Big Problem.

http://smallloans.consumeraction.org.au/nine-myths-about-payday-lending

Small Loans. Big Problem. Nine myths about payday lending. What needs to change. Consumer Action Law Centre. Nine myths about payday lending. The payday loan industry has engaged professional public relations lobbyists and commissioned social researchers to produce reports to play down the destruction caused to the lives of Australians who find themselves in a debt trap thanks to these insidious loans. Myth 1: Payday loans are an essential and necessary feature of the consumer credit landscape. The payda...

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On the wire - Consumer Action

http://consumeraction.org.au/resources/on-the-wire

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Provides updates of national energy market reforms and regulatory processes, as well as providing information about community-sector advocacy and analysis relating to energy. The production of. Is supported by Energy Consumers Australia. Consumer Action can provide RTF editions of this newsletter on request. To subscribe fill out the form here. Edition 49, September 2016.

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Publication Archives - Consumer Action

http://consumeraction.org.au/category/content-type/publication

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Despite it’s name this category should NOT be used for Reports and Submissions. It is a parent category for the categories briefing paper, presentation and historical documents. The ‘Other Publications’ menu displays all posts with these categories. How to fix the energy market rule making process to improve competition and consumer outcomes. November 13, 2015. August 27, 2010.

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About Consumer Action - Consumer Action

http://consumeraction.org.au/about

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. The Consumer Action Law Centre is a campaign-focused consumer advocacy organisation. Based in Melbourne, Australia, it was formed in 2006 by the merger of the Consumer Law Centre Victoria and the Consumer Credit Legal Service. Consumer Action is primarily funded by the Victorian Government, through Victoria Legal Aid. And Consumer Affairs Victoria. As a nationally-recognised a...

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Media Centre - Consumer Action

http://consumeraction.org.au/mediacentre

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Consumer Action Law Centre. Consumer Action) changes the lives of Victorians and Australians through our financial counselling, consumer legal advice and expert policy work. We work with print, digital and broadcast media across Australia to share the stories of the brave Australians willing to stand up against predatory businesses and business practices. Consumer credit and f...

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Resources - Consumer Action

http://consumeraction.org.au/resources

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Section, you can find:. Consumer Action’s bi-monthly newsletter);. Consumer Action’s national energy market newsletter);. To governments, parliamentary enquiries and the Productivity Commission;. Produced by Consumer Action. The menu also features links to the Waltons Case. And the HCF Financial Services case. Ndash; two historically significant consumer law cases.

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Jobs - Consumer Action

http://consumeraction.org.au/jobs

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Consumer Action Law Centre employs a range of Solicitors, Policy specialists, Campaigners, Financial Counsellors and various support staff. We offer a flexible and supportive working environment with a great team of people sharing a commitment to making a difference for disadvantaged and vulnerable consumers. View ConsumerActionLawCentre’s profile on Facebook. Who else can help.

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Hot Issues - Consumer Action

http://consumeraction.org.au/campaignsold/hot-issues

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Tweets about #ConsumerNews AND @consumer Action. Debt vulture companies are ripping off Australians and stirring up the credit industry. Cooling-off periods for consumers don't work: study. When customers are offered a cooling off period, they don’t change their minds, even when the alternative is considered subjectively better, our research finds. Mental Health Week 2016.

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Reports and submissions Archives - Consumer Action

http://consumeraction.org.au/category/content-type/reports-and-submissions

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Archive Reports and submissions. Submission: Life insurance industry inquiry. December 2, 2016. Transition to Metering Competition in Victoria. November 22, 2016. Submission on the proposed safety net for energy consumers facing payment difficulty. November 22, 2016. The Consumer Action Law Centre (Consumer Action) and Financial and Consumer Rights Council (FCRC) welcome the o...

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Community worker advice line - Consumer Action

http://consumeraction.org.au/help-for-consumers/support-for-advisers

Volunteering and Practical legal training. Who else can help? Vendor terms and rent-to-buy schemes. Campaigns and Policy Archive. Community worker advice line. Community and public sector caseworkers and lawyers can call Consumer Action for specialist legal advice on handling consumer matters on our Worker Advice Line. This service is available Monday to Friday from 10am to 1pm and 2pm to 5pm:. Worker Advice email advice@consumeraction.org.au. Review consumer contracts and documents;. Electricity, gas an...

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Small Loans. Big Problem.

Small Loans. Big Problem. Nine myths about payday lending. What needs to change. Consumer Action Law Centre. SMALL LOANS. BIG PROBLEM. The truth about payday lenders. NINE MYTHS ABOUT PAYDAY LENDING. WHAT NEEDS TO CHANGE. Australians shouldn't be turning to. There are big needs for people on low incomes or struggling to pay the bills a high cost and predatory payday loan is not one of them. Are you struggling to pay the bills? Payday loans are harmful because of a combination of five key factors:. They a...

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