Simmonds & Narita LLP. A San Francisco law firm providing the highest quality legal representation while remaining responsive to the needs of our clients.
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Simmonds & Narita, LLP
Michael Simmonds
44 Montgo●●●●●●●●● Ste 3010
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Simmonds & Narita, LLP
Michael Simmonds
44 Montgo●●●●●●●●● Ste 3010
San ●●●●isco , CA, 94104
US
View this contact
Simmonds & Narita, LLP
Michael Simmonds
44 Montgo●●●●●●●●● Ste 3010
San ●●●●isco , CA, 94104
US
View this contact
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Simmonds & Narita, LLP - A California Law Firm Specializing in Complex Litigation Matters | snllp.com Reviews
https://snllp.com
Simmonds & Narita LLP. A San Francisco law firm providing the highest quality legal representation while remaining responsive to the needs of our clients.
FDCPA Defense Blog: Dec 12, 2012
http://fdcpadefense.blogspot.com/2012_12_12_archive.html
Case law developments and information of interest to FDCPA defendants. Wednesday, December 12, 2012. Fighting FDCPA Class Actions: Challenging The Adequacy Of The Class Representative. The number of class actions filed against the credit and collection industry continues to rise, and FDCPA class actions remains a favorite among consumer attorneys. Although it is easy for a consumer to file a class action, getting a class certified is no walk in the park. See Amchem Prods., Inc. v. Windsor. The consumer h...
FDCPA Defense Blog: Feb 5, 2013
http://fdcpadefense.blogspot.com/2013_02_05_archive.html
Case law developments and information of interest to FDCPA defendants. Tuesday, February 5, 2013. Where’s The Beef? The FTC 2013 Report On Debt Buyers Contains Zero Evidence Of Debt Collection Abuses. The FTC recently released its 162-page report entitled " The Structure and Practices of the Debt Buying Industry. 8226; No Evidence That Debt Buyers Use Inaccurate Information. Attempt to assess the accuracy of any of the data used by debt buyers. In the Introduction to the Report, for example, the FTC ...
FDCPA Defense Blog: When Is A Lawyer Or Law Firm "Regularly" Collecting Debts Under The FDCPA?
http://fdcpadefense.blogspot.com/2013/08/when-is-lawyer-or-lawfirm-regularly.html
Case law developments and information of interest to FDCPA defendants. Monday, August 19, 2013. When Is A Lawyer Or Law Firm "Regularly" Collecting Debts Under The FDCPA? Beginning in 1995, when the Supreme Court issued Heintz v. Jenkins. FDCPA). But how often must a lawyer or a law firm engage in consumer debt collection activities before they are subject to the Act? For more information on what constitutes a "debt" under the FDCPA. 15 USC. §1692a(6) (emphasis added). If the "principal purpose" of your ...
FDCPA Defense Blog: May 27, 2014
http://fdcpadefense.blogspot.com/2014_05_27_archive.html
Case law developments and information of interest to FDCPA defendants. Tuesday, May 27, 2014. Why The CFPB's Position On Time-Barred Debt Is Bad For Consumers. Does a consumer need to be “protected” from repaying his own debts? Can a consumer be “harmed” if he voluntarily makes a payment on a debt that he admittedly owes? The CFPB apparently believes that sometimes the answer is “yes.”. But wait a minute, you say, why would the CFPB take this position? Consumers benefit, right? Credit allows consumers to...
FDCPA Defense Blog: Aug 19, 2013
http://fdcpadefense.blogspot.com/2013_08_19_archive.html
Case law developments and information of interest to FDCPA defendants. Monday, August 19, 2013. When Is A Lawyer Or Law Firm "Regularly" Collecting Debts Under The FDCPA? Beginning in 1995, when the Supreme Court issued Heintz v. Jenkins. FDCPA). But how often must a lawyer or a law firm engage in consumer debt collection activities before they are subject to the Act? For more information on what constitutes a "debt" under the FDCPA. 15 USC. §1692a(6) (emphasis added). If the "principal purpose" of your ...
FDCPA Defense Blog: Mar 2, 2014
http://fdcpadefense.blogspot.com/2014_03_02_archive.html
Case law developments and information of interest to FDCPA defendants. Sunday, March 2, 2014. Can Recent Enforcement Actions Provide Guidance On The CFPB’s Position On UDAAPs? The Dodd-Frank Act gave the Consumer Financial Protection Bureau (“CFPB”) sweeping authority to prohibit the use of “unfair, deceptive or abusive” acts or practices (“UDAAPs”) in connection with the collection of consumer debts. The CFPB has provided some guidance on UDAAPs in the bulletin it released in July 2013. To determine if ...
FDCPA Defense Blog: Avoiding Overshadowing Claims
http://fdcpadefense.blogspot.com/2014/11/avoiding-overshadowing-claims.html
Case law developments and information of interest to FDCPA defendants. Tuesday, November 11, 2014. 766 F3d 98, 106 (1st Cir. 2014) (citation omitted). The section 1692g requirements. To answer the question “what is overshadowing? The amount of the debt, and the name of the creditor to whom the debt is owed. See. 15 USC. § 1692g(a)(1), (2). The notice must contain “a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or...167; 1692g(a)(4)...
FDCPA Defense Blog: Is The CFBP's Position On Credit Reporting Statements Consistent With The Case Law?
http://fdcpadefense.blogspot.com/2014/05/is-cfbps-position-on-credit-reporting.html
Case law developments and information of interest to FDCPA defendants. Tuesday, May 6, 2014. Is The CFBP's Position On Credit Reporting Statements Consistent With The Case Law? The CFPB does not want debt collectors to tell consumers that paying their debts might help them to improve their credit score. Nor does the CFPB want collectors to encourage consumers to pay by informing them that their failure to do so might harm their credit. The Bureau made this point crystal clear in the Bulletin. Provide con...
FDCPA Defense Blog: Why The CFPB's Position On Time-Barred Debt Is Bad For Consumers
http://fdcpadefense.blogspot.com/2014/05/why-cfpbs-position-on-time-barred-debt.html
Case law developments and information of interest to FDCPA defendants. Tuesday, May 27, 2014. Why The CFPB's Position On Time-Barred Debt Is Bad For Consumers. Does a consumer need to be “protected” from repaying his own debts? Can a consumer be “harmed” if he voluntarily makes a payment on a debt that he admittedly owes? The CFPB apparently believes that sometimes the answer is “yes.”. But wait a minute, you say, why would the CFPB take this position? Consumers benefit, right? Credit allows consumers to...
FDCPA Defense Blog: May 6, 2014
http://fdcpadefense.blogspot.com/2014_05_06_archive.html
Case law developments and information of interest to FDCPA defendants. Tuesday, May 6, 2014. Is The CFBP's Position On Credit Reporting Statements Consistent With The Case Law? The CFPB does not want debt collectors to tell consumers that paying their debts might help them to improve their credit score. Nor does the CFPB want collectors to encourage consumers to pay by informing them that their failure to do so might harm their credit. The Bureau made this point crystal clear in the Bulletin. Provide con...
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Simmonds & Narita, LLP - A California Law Firm Specializing in Complex Litigation Matters
A California Law Firm Specializing. In Complex Consumer Litigation Matters. Simmonds and Narita LLP is a California law firm with special expertise in defending the credit and collection industry in consumer financial services litigation. The firm also provides clients with regulatory and compliance advice on issues arising under consumer protection statutes. To learn more about Simmonds and Narita LLP,. We specialize in defending complex consumer financial services litigation, including:.
Simmonds & Narita LLP
A California Law Firm Specializing in. Complex Consumer Litigation Matters. Simmonds and Narita is a California law firm specializing in complex business litigation, with a particular focus on defending cases filed against members of the consumer financial services industry. The firm also advises clients on a variety of regulatory, compliance, operational and transactional issues arising under federal and state laws relating to banking, consumer protection and consumer financial services.
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