philjonesinsurance.co.nz
Partnership & Co-Shareholder | Phil Jones Insurances Limited
http://www.philjonesinsurance.co.nz/products/partnership-co-shareholder-cover
The insurance cover may consist only of life cover or may also include total disablement, income protection and possibly keyman cover. The sum insured usually also includes the value of any loans or advances to the company by the shareholders as these liabilities of the company will also need to be discharged in the event of the death or disablement of the creditor/shareholder. 09 366 6161 Fax:. Unit 3B 77 The Strand Parnell Auckland 1010 New Zealand.
philjonesinsurance.co.nz
Disclosures & Forms | Phil Jones Insurances Limited
http://www.philjonesinsurance.co.nz/disclosures-forms
By law, we are obliged to make disclosures of specific issues when dealing particularly with new clients. The disclosures, as made, relate to the company itself and also personal disclosures as relating to Phil Jones. Click here for a Disclosure Statement. Click here for a Supplementary Disclosure Statement. Partnership and co-shareholder cover Executive keyman cover Income protection cover Medical cover Disability cover Life cover Trauma cover Mortgage repayment cover.
philjonesinsurance.co.nz
Executive Keyman Cover | Phil Jones Insurances Limited
http://www.philjonesinsurance.co.nz/products/executive-keyman-cover
This cover is normally used for commercial purposes and occurs where an organisation may insure a senior executive for life, disability, etc to compensate the company for potential revenue losses if the life insured was to fall ill during their term of employment. The company normally pays the premium and receives the benefits in the event of a claim, and there is usually no obligation on the part of the company to pass some, or all of the claim proceeds to the family of the staff member. 09 366 6161 Fax:.
philjonesinsurance.co.nz
Income Protection Cover | Phil Jones Insurances Limited
http://www.philjonesinsurance.co.nz/products/income-protection-cover
The cover is usually 24 hours a day, world wide. One normally has to be in full time employment at the time of applying, full time being deemed to be in excess of 30 hours a week. One also needs to remain in full time employment during the term of the contract, otherwise problems should be anticipated at claim time. To initiate a claim one needs to have a medical condition. Income protection contracts do not normally pay out for job loss from issues such as redundancy, insolvency of employer, etc. Partne...
philjonesinsurance.co.nz
Disability Cover | Phil Jones Insurances Limited
http://www.philjonesinsurance.co.nz/products/disability-cover
A) The benefit is paid out usually as a tax free lump sum. B) You can purchase. With definitions of either ‘own’ occupation or ‘any occupation, but this will depend on the criteria of the issuing company, and the occupation of the applicant. C) It is commonly added as an additional benefit to a life cover contract, but is also available as a stand alone benefit. D) This type of cover usually ceases upon the life insured attaining the age of 60 or 65. F) Cover is usually 24 hours a day world wide.
philjonesinsurance.co.nz
Trauma Cover | Phil Jones Insurances Limited
http://www.philjonesinsurance.co.nz/products/trauma-cover
Pays out a tax free lump sum upon diagnosis of any one of a series of medical conditions listed in your contract. Cover is 24 hours per day world wide. The policy may be owned by yourself, jointly with spouse/partner, or by a family trust, etc. The premium is only determined by gender and smoking status. Normally after the payment of the lump sum benefit, the contract ceases unless the contract may also provide for continuation benefits, but which would exclude the condition already paid for.
philjonesinsurance.co.nz
Testimonials | Phil Jones Insurances Limited
http://www.philjonesinsurance.co.nz/testimonials
Listed below are a range of comments from previous clients. Please feel free to peruse this list at any time and if you feel it appropriate to write a testimonial at any time, we would be most grateful. At the same time, referrals by you to your family members, neighbours, work associates, etc are always appreciated. Warwick Mitchell National Sales and Marketing Manager Post Haste Limited, September 2015. Ian McColl, Managing Director, Accord International Freight, 20th March, 2014. Thank you for your he...
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