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How to save money. Saving tips, ideas, help and advice.

Discover more about saving money and get savings tips online at the Prudent Minds website. Our site provides a wealth of expert savings advice and latest financial industry news. Prudent Minds UK.

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How to save money. Saving tips, ideas, help and advice. | tax.prudentminds.com Reviews

https://tax.prudentminds.com

Discover more about saving money and get savings tips online at the Prudent Minds website. Our site provides a wealth of expert savings advice and latest financial industry news. Prudent Minds UK.

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Income Tax Rates for 2008/2009 and 2009/2010, Rate Bands, Personal and Married Couples Allowances.

http://www.tax.prudentminds.com/income-tax.html

How much income tax you pay is calculated by various rates set by the government. The rates are set in bands according to how much you earn per year. You are also granted an amount of tax free income called your personal allowance. Tax bands for 2009-2010. These tax bands are as follows:. Earnings from savings interest up to 2,440. Per annum are taxed at 10% (Basic Rate)*. Earnings up to 37,400. Per annum are taxed at 20% (Basic Rate). Earnings over 37,400. Per annum are taxed at 40% (Higher Rate). There...

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Things to Consider for Those Wanting to Change Broadband Providers

http://www.prudentminds.com/broadband.html

Things to Consider for Those Wanting to Change Broadband Providers. Things to Consider for Those Wanting to Change Broadband Providers. You may want to change your broadband provider for a number of reasons. Perhaps your current broadband connection doesn’t have the speeds you want, or perhaps you’ve see another provider advertise a service that is far better value for money. Alternatively, they may have gotten your attention with higher download limits. The different types of broadband packages. On the ...

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Featured Articles

http://www.prudentminds.com/featured-articles-archive.html

Read any past articles from the list below. How much risk are you taking every day? It is impossible to go through life without taking risks, but there are some activities that are riskier than others. Below are examples of common activities that can be very dangerous. Add value to your property by giving your home a makeover. How much can you save by moving to an alternative energy provider? 5 reasons not to move and invest in your current home. How Can ISAs Protect My Savings? New Year, new carpet?

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Nonogram game

http://www.prudentminds.com/nonogram.html

Surviving the Credit Crunch. Prudent Minds registered by Venturonet Ltd (a UK registered company).

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Beat the bankers - be a stockbroker in your spare time

http://www.prudentminds.com/stock-brokering.html

Beat the bankers - be a stockbroker in your spare time. Be a Stock Broker. Beat the bankers - be a stockbroker in your spare time. As the economy continues along its perilous path, it’s never been more important to take responsibility for managing your money and invest for the future. If the pitiful return dripping from your savings accounts makes you want to weep, perhaps it’s time to dabble in the stock market. Buying and selling shares, or share dealing. Brokers can offer experience and knowledge that...

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How Cash Advance Loans Work

http://www.prudentminds.com/cash-advance-loans.html

How Cash Advance Loans Work. How Cash Advance Loans Work. Cash advance loans are loans that work in relation to your personal circumstances, affordability and proximity to your payday. They act as an easy way of getting quick cash to solve short-term, urgent expenses that you may not be able to afford at the time. Once you find out who can you ask for cash advances. Send them this information, and they will consider your individual application on its own merits. Bad credit history. Read the T’s and C’s.

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Changes to the No Win No Fee System

http://www.prudentminds.com/no-win-no-fee-changes.html

Changes to the No Win No Fee System. Changes to the No Win No Fee System. Conditional fee agreements work very simply: the litigant and the lawyer agree that the lawyer fees be determined by the outcome of the case. If the case is lost. If the case is won. Cases much less attractive. The new alternative proposed to help people gain funding is referred to as damages-based agreements. For these agreements, the lawyer’s fees are calculated as a percentage of the damages awarded. Surviving the Credit Crunch.

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Expat Finance Guide

http://www.prudentminds.com/expat-finance-guide.html

Financial planning may sound dull, but it’s an inescapable part of our lives and often tied to big occasions, like a career change, wedding or your child’s graduation. When you come to financial planning and investments as an expat though, things can get complicated. However, with the right amount of care and thought, you’ll be able to utilise your circumstances in order to make the right decisions. Stay on top of your debt. Debt can be a particularly crippling problem for expats. Whereas there are m...

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Whack-a-bill game

http://www.prudentminds.com/whack-a-bill.html

Surviving the Credit Crunch. Prudent Minds registered by Venturonet Ltd (a UK registered company).

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Options for People Who Have Outgrown Their Home

http://www.prudentminds.com/outgrown-your-home.html

Options for People Who Have Outgrown Their Home. Options for People Who Have Outgrown Their Home. It’s often a hard thing to have to accept, but it eventually happens to most people, particularly if you have a growing family. When it does finally reach the stage that you’ve outgrown your home and can no longer deny the fact, it’s time to start weighing up options as to whether you’re going to renovate and extend your home, or trade up. Before you start thinking about taking out a personal loan. With thin...

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Key financial considerations when getting divorced

http://www.prudentminds.com/divorce.html

Key financial considerations when getting divorced. Financial considerations when getting divorced. Is probably the most stressful thing any married adult can expect to go through in their lives. The most difficult things are dealing with your children’s emotions and managing the cold, practical and legal aspects of it while in the midst of what’s likely to be great mental pain and emotional distress. Of course, your friends and family are there to help you, and services like Co-Op Family Law Services.

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How to save money. Saving tips, ideas, help and advice.

Welcome to Prudent Minds. How to Save Money. Prudence is a virtue. Every prudent man worketh with knowledge: but a fool spreadeth out folly." - Proverbs 13:16. Prudence has been a virtue throughout the history of man. This web site will help you develop prudence and thereby reward you with a better life. Upgrade your mobile or save money. Read my story of how I saved 786 by not upgrading to iPhone 5. And what's the chance of writing off your credit card debts. New - Car Loan Calculator. 30th January, 2014.

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