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Teaberry - Health & Welfare Benefits Practice

Teaberry - Health & Welfare Benefits Practice

http://www.teaberrypractice.info/

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Teaberry Practice

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One Pr●●●●●● Plaza

St. P●●●●●sburg , Florida, 33701

US

1.72●●●●2200
1.72●●●●2210
pi●●●●●●@teaberrypractice.com

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Jay Owen

1860 Sou●●●●●●●●ro Drive

St. ●●●●tine , Florida, 32092

US

1.87●●●●6101
1.87●●●●6101
ja●●●●●@mac.com

View this contact

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Jay Owen

1860 Sou●●●●●●●●ro Drive

St. ●●●●tine , Florida, 32092

US

1.87●●●●6101
1.87●●●●6101
ja●●●●●@mac.com

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Teaberry - Health & Welfare Benefits Practice | teaberrypractice.info Reviews

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Teaberry - Health & Welfare Benefits Practice

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1

Teaberry - Health & Welfare Benefits Practice

http://www.teaberrypractice.info/uninsured-employees-dependents.html

Uninsured Employees and Dependents. Low Cost Florida Programs.

2

Teaberry - Health & Welfare Benefits Practice

http://www.teaberrypractice.info/underwriting.html

What will I need to submit? Five documents are required to establish alternative rates, these documents are included in your renewal packet or can be easily obtained from your Insurance provider. The first document is the rate development sheet listed below. 1 RATE DEVELOPMENT SHEET. Incurred Medical Care Ratio [(C (D E x O) /A]. Paid Claims, Excluding Pharmacy Claims. Pooled Claims over $75,000. Non-pooled Paid Claims Excluding Pharmacy and Capitation (E - F). Pool Charge 5.6% (0.056 x A). Document will...

3

Teaberry - Health & Welfare Benefits Practice

http://www.teaberrypractice.info/index.html

Hope is Not a Strategy). Medicare Part D Carveouts. Uninsured Employees and Dependents. Insuring v. Self Funding Benefit Programs. Expatriates, Business Travel).

4

Teaberry - Health & Welfare Benefits Practice

http://www.teaberrypractice.info/medicare.html

Medicare and Medicare Part D Carveouts. In reviewing the sample rates calculated for a 2013 plan year at the very bottom of this rate sheet you will see a dramatic price difference for an employee that has a private carrier as the Primary Coverage compared to a Secondary position.

5

Teaberry - Health & Welfare Benefits Practice

http://www.teaberrypractice.info/insuring.html

Insuring v. Self Funding. Be purchased for unpredictable and catastrophic losses. When evaluating whether a program should be self funded or fully insured the decision will depend upon the:. Employer Group’s Claims Experience. Bidding Carriers’ Manuals Rates, and.

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