texasfairlending.org texasfairlending.org

texasfairlending.org

Texas Fair Lending Alliance |

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Texas Fair Lending Alliance. End the Cycle of Debt for Texans! Help us change the cycle of debt into a cycle of success for all Texans. Click Here to find out how. Fair, affordable and transparent loans help Texas. Charging more here than in other states for the SAME payday loan hurts Texas. Payday loans drain local charitable resources and hurt Texas. TX cities working to #StopTheDebtTrap.

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Texas Fair Lending Alliance | | texasfairlending.org Reviews
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Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Texas Fair Lending Alliance. End the Cycle of Debt for Texans! Help us change the cycle of debt into a cycle of success for all Texans. Click Here to find out how. Fair, affordable and transparent loans help Texas. Charging more here than in other states for the SAME payday loan hurts Texas. Payday loans drain local charitable resources and hurt Texas. TX cities working to #StopTheDebtTrap.
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1 follow us
2 twitter
3 facebook
4 the issue
5 the basics
6 cycle of debt
7 the problems
8 the solutions
9 history
10 take action
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Texas Fair Lending Alliance | | texasfairlending.org Reviews

https://texasfairlending.org

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Texas Fair Lending Alliance. End the Cycle of Debt for Texans! Help us change the cycle of debt into a cycle of success for all Texans. Click Here to find out how. Fair, affordable and transparent loans help Texas. Charging more here than in other states for the SAME payday loan hurts Texas. Payday loans drain local charitable resources and hurt Texas. TX cities working to #StopTheDebtTrap.

INTERNAL PAGES

texasfairlending.org texasfairlending.org
1

State and Local Data | Texas Fair Lending Alliance

http://www.texasfairlending.org/the-issue/state-and-local-data

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Data & Research. Texas Fair Lending Alliance. State and Local Data. Metropolitan Statistical Areas or Metropolitan Divisions Represented. Links to PDF Data Sheets. College Station MSA 2012. College Station MSA 2013. College Station MSA 2014. Corpus Christi MSA 2012. Corpus Christi MSA 2013. Corpus Christi MSA 2014. El Paso MSA 2012. El Paso MSA 2013. El Paso MSA 2014. Fort Worth MD 2012.

2

Dallas Morning News: Dallas charity takes steps to end the payday-loan debt cycle | Texas Fair Lending Alliance

http://www.texasfairlending.org/news/dallas-morning-news-dallas-charity-takes-steps-to-end-the-payday-loan-debt-cycle

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Data & Research. Texas Fair Lending Alliance. Dallas Morning News: Dallas charity takes steps to end the payday-loan debt cycle. June 21, 2015. But when a car repair and major medical expenses ripped holes in the family budget, she turned to a payday loan because it sounded like an easy fix. Instead, she struggled to make mortgage payments as payday debt exploded every pay period. Click here ».

3

Texas Fair Lending Alliance | Texas Fair Lending Alliance

http://www.texasfairlending.org/tfla

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Data & Research. Texas Fair Lending Alliance. Texas Fair Lending Alliance. Texas Fair Lending Alliance (TFLA). The Texas Fair Lending Alliance believes in a Texas market that encourages informed financial choices that are successful for both borrowers and lenders. The Alliance is a coalition of over 60 organizations and individuals. TFLA Principles: What is a fair loan? Fair loans are made based on a...

4

FAQs | Texas Fair Lending Alliance

http://www.texasfairlending.org/resources/faqs

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Data & Research. Texas Fair Lending Alliance. Question: What are payday and auto title loans? Both payday and auto title loans are extremely costly due to the high fees lenders charge. In Texas, borrowers pay a fee of about $23 for every $100 borrowed. [1]. Question: How are Annual Percentage Rates (APRs) of 500% or more legal? Question: What is the cycle of debt? The high cost and balloon payment st...

5

The Problems | Texas Fair Lending Alliance

http://www.texasfairlending.org/the-issue/the-problems

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Data & Research. Texas Fair Lending Alliance. Drain on Our Communities. High-cost payday and auto title loans shrink paychecks and drain public and private dollars meant for basic needs. The demand for assistance from borrowers in financial hardship due to payday and auto title debt is taxing local social services providers. Refinances made up 61%. Of all single payment loan transactions in 2014.

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Cycle of Debt | Quick Cash Loan | Payday Lenders | Texas Fair Lending Alliance

http://www.stoppaydayabuse.org/take-action

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Data & Research. Texas Fair Lending Alliance. Contact Your City Legislators. Contact Your State Legislators. Help us change the cycle of debt into a cycle of success for all Texans. Click here ». Are you trapped making payments on a quick cash loan that won't go away? Has your struggle to pay off an easy cash advance created a new crisis for you and your family?

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Payday & Auto Title Lending Reform | Texas Appleseed

https://www.texasappleseed.org/payday-auto-title-lending-reform

Stories of our Work. Disaster Recovery and Fair Housing. Foster Care and Courts. Payday and Auto Title Lending Reform. Immigrant Children and Families. Sign Up to Receive News. Follow us on Facebook. Follow us on Twitter. Subscribe to us on Youtube. Get News and Alerts. Payday and Auto Title Lending Reform. New Toolkit for Cities. 35 Texas Cities Adopt Unified Ordinance. Payday Businesses Unlawfully File 1,500 Criminal Complaints Against Borrowers to Collect Money. Veterans and Small-Dollar Loan Locations.

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Featured - Texas Payday Lending Headlines for April 6, 2015

http://texaspaydayloansclc.com/featured/texas-payday-lending-headlines-for-april-6-2015

What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. Texas Payday Lending Headlines for April 6, 2015. Apr 6, 2015. There Are More Payday Lenders in US Than McDonald’s – NBCNews.com. Today, 1:54 PM. Payday lender sues city again – San Antonio Express-News. Today, 1:53 PM. Today, 1:52 PM. Today, 1:51 PM. Christian Leaders Condemn P...

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Texas Payday Lending - Americans say it's time to rein in payday lending

http://texaspaydayloansclc.com/texas-payday-lending/americans-say-its-time-to-rein-in-payday-lending

What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. Americans say it’s time to rein in payday lending. Americans say it’s time to rein in payday lending. Aug 8, 2015. By the Pew Charitable Trusts, most people want to see them more heavily regulated and with lower interest rates. The result is that a typical payday borrower ends u...

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Featured - Lobby Watch Special Payday Loan Issue

http://texaspaydayloansclc.com/featured/lobby-watch-special-payday-loan-issue

What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. Lobby Watch Special Payday Loan Issue. May 21, 2015. Click below to download or read the May 20, 2015 edition of Lobby Watch. This issue is dedicated to the issue of Payday Lending and legislation in Texas. Opinion: Will Lawmakers Do Something About Payday Lending? Apr 6, 2015.

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Featured, Texas Payday Lending Reform - Texas Payday Loan Reform: Problems in Other States

http://texaspaydayloansclc.com/texas-payday-lending-reform/texas-payday-loan-reform-problems-states

What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. Texas Payday Lending Reform. Texas Payday Loan Reform: Problems in Other States. Texas Payday Loan Reform: Problems in Other States. Texas Payday Lending Reform. Apr 8, 2014. Texas Payday Loan Reform: Problems in Other States. Read original article here. May 21, 2015. Apr 6, 2015.

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Texas Payday Lending - CFPB Sues Payday Lender

http://texaspaydayloansclc.com/texas-payday-lending/cfpb-sues-payday-lender

What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. CFPB Sues Payday Lender. CFPB Sues Payday Lender. Aug 11, 2015. In the lawsuit, regulators say the British Columbia-based NDG Financial Corp. and its maze of nine interrelated companies made and collected payday loans that were either completely or partially void in 17 states.

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Who We Are - Texas Payday Loan Reform

http://texaspaydayloansclc.com/who-we-are

What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. What Are Payday and Auto Title Loans. How Can Payday Loans Be Legal? The Problem With Payday and Auto Title Loans. Biblical insight. Principled living. The Christian Life Commission works with churches, communities and government leaders to help give voice to those often overlooked or ignored by society. CLICK BELOW TO VISIT THE CLC WEBSITE. Nov 14, 2015. Oct 19, 2015. Oct 19, 2015.

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Texas Fair Lending Alliance |

Fair Products. Healthy Economy. Who Borrows and Why? State and Local Data. Contact Your State Legislator. Texas Fair Lending Alliance. End the Cycle of Debt for Texans! Help us change the cycle of debt into a cycle of success for all Texans. Click Here to find out how. Fair, affordable and transparent loans help Texas. Charging more here than in other states for the SAME payday loan hurts Texas. Payday loans drain local charitable resources and hurt Texas. TX cities working to #StopTheDebtTrap.

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