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Home Quote - RISC - Residential Insurance Services Company

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Have you filed for bankruptcy within the past 7 years? Check all that apply). Central Station Fire Alarm. Central Station Burglar Alarm. Home Located within 5 miles of Fire Station. Home Located within 1000 feet of a Fire Hydrant. Home located within City Limits. List any claims in past 3 years:. Estimated value of your personal property:. Stamp and Coin Collections. Fine Arts and Breakable Items. Go to www.wscinsurance.com.

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Life FAQ's - RISC - Residential Insurance Services Company

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How much life insurance should an individual own? Rough rules of thumb suggest an amount of life insurance equal to 6 to 8 times annual earnings. However, many factors should be taken into account in determining a more precise estimate of the amount of life insurance needed. Income sources (and amounts) other than salary/earnings. Whether or not the individual is married and, if so, what is the spouse's earning capacity. The number of individuals who are financially dependent on the insured. The insuranc...

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Business FAQ's - RISC - Residential Insurance Services Company

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What is fire legal coverage? Fire legal coverage provides coverage to for you if you rent a business space and are held responsible for fire damages to that rented space. It does not apply to all business risks. What is the difference between Replacement Cost (RC) and Actual Cash Value (ACV)? Replacement Cost is the current cost to replace property. Actual Cash Value is the replacement cost less depreciation. What does 80% co-insurance mean? Does my policy cover physical damage to a vehicle I rent? An au...

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Who We Are - RISC - Residential Insurance Services Company

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As an independent insurance agency, our goal is to assist you in all your insurance needs. We will help you manage and plan for all your potential risks. As professionals, we assess your needs and offer you a variety of insurance products to choose from. Service, whether it is in response to an insurance claim or general question, is the most important value we offer you. Go to www.wscinsurance.com.

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Life Insurance - RISC - Residential Insurance Services Company

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Life insurance is a crucial step in planning for your future and your family’s future. It can fulfill promises and obligations to your family if you are no longer living. The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur. Today for more information about Life Insurance or fill out our online quote. Click here for Frequently Asked Questions. Go to www.wscinsurance.com.

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Auto FAQ's - RISC - Residential Insurance Services Company

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When purchasing automobile insurance what should I consider? There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few:. Purchase the amount of liability coverage which makes sense for you. Select the optional coverages you want. Decide which company to purchase insurance from. Does my insurance policy cover a friend if I loan him/her my car? What is collision physical damage coverage? Go to www.wscinsurance.com.

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Group Insurance - RISC - Residential Insurance Services Company

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Health Insurance is one of your most important needs. Without it, one serious illness or accident could wipe you out financially. We offer information that will help you decide which is the best plan for you and your budget. Most Americans get health insurance through their jobs or are covered because a family member has insurance at work. This is called group insurance and is generally the least expensive kind. Today for more information about Group Insurance or fill out our online quote.

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Health & Life Quote - RISC - Residential Insurance Services Company

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Amount of Death Benefit. Describe any pre-existing Health conditions. List below any medication, including dosage and frequency. Note any other pertinent information or requests for coverage. Spouse to be Insured? Describe any pre-existing Health conditions. List below any medication, including dosage and frequency. Note any other pertinent information or requests for coverage. Describe any pre-existing Health conditions. List below any medication, including dosage and frequency. Duration of Benefits STD.

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What We Do - RISC - Residential Insurance Services Company

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RISC - Residential Insurance Services Company has been servicing your insurance needs for years. We are built on the principles of providing superior customer service and quality insurance solutions for our customers. As an independent agent, we work with select insurance companies that have proven their performance over the years. We are dedicated to getting you the best insurance products and services available today to protect you, your family, and your business. Scheduled Property (Inland Marine).