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interest rate hedging mis-selling

Banks have to pay for the mis-selling of interest rate hedging products

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interest rate hedging mis-selling | johntaylorgroup.com Reviews
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Banks have to pay for the mis-selling of interest rate hedging products
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interest rate hedging mis-selling | johntaylorgroup.com Reviews

https://johntaylorgroup.com

Banks have to pay for the mis-selling of interest rate hedging products

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1

Interest Rate Hedging Product Review

http://www.johntaylorgroup.com/the-2012-review.html

Listening. Explaining. Solving. The Review offered release from the dark financial shadow of IRHP's. The 2012 Review - Light At The End Of The Tunnel? Banks didn't want a Review. These products, whether called Tailored Business Loans (TBL's), Treasury Loans or Stand Alone Derivatives, were all sold in the exact same way. How can a Structured Collar be mis-sold but a Participating TBL not be? It's just a loan with a built in Structured Collar? Every single one of these products was mis-sold. At the John T...

2

Tailored Business Loans, interest rate hedging,mis-selling

http://www.johntaylorgroup.com/cashflow-management.html

To consider the cashflow benefits of hedging, you must consider the alternative. Variable loans are dictated by LIBOR. Repayments change with underlying markets. Depending on loan size, these could be significant alterations. Fixed rates, for example, eliminate this. Each payment is identical. Cashflow projections more accurate. This can be perceived as a definite advantage. But what if the cost outweighed the benefit? Five year rates are, on average,. Sale We are experts at asking questions they are try...

3

Lower margin

http://www.johntaylorgroup.com/lower-margin.html

At The John Taylor Group, we demand banks are forced to answer questions regarding advice, presentation and conditions issued with every sale. We are experts at asking questions they are trying to avoid, highlighting the mis-selling of these structures. Why not contact us directly, allow us to explain exactly how we present your case and ensure banks are brought to task? They don't want to investigate every sale. We make sure they do. Listening. Explaining. Solving. Lower margins on hedged structures.

4

Interest Rate Hedging Products

http://www.johntaylorgroup.com/condition-of-loan.html

Listening. Explaining. Solving. A banks only loan concern is clients defaulting. Security and guarantees protect against loss of capital. Before lending a penny, they format two exit strategies for the loan, ensuring return of funds. Default is inconvenient, it reduces projected profits and is time consuming. But the bank has no real risk. Borrowers do. They have interest rate risk. A 33% risk of increased repayments. It's increasing the rate, to avoid the rate increasing. Rates moving down increases.

5

interest rate hedging mis-selling

http://www.johntaylorgroup.com/home.html

The banks favourite. The facility is granted but hedging must be included. Average compensation payments on mis-sold Interest Rate Hedging Structures are 152,500. Yet despite eclipsing any other banking scandal, this issue is virtually unheard of. Why have banks covered it up? Because the costs could be astronomical. Anyone who has or had a Tailored Business Loan, Treasury Loan or Stand Alone Derivative can complain. Isn't it time banks answered for yet another financial assault on their clients? Some ba...

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interest rate hedging mis-selling

The banks favourite. The facility is granted but hedging must be included. Average compensation payments on mis-sold Interest Rate Hedging Structures are 152,500. Yet despite eclipsing any other banking scandal, this issue is virtually unheard of. Why have banks covered it up? Because the costs could be astronomical. Anyone who has or had a Tailored Business Loan, Treasury Loan or Stand Alone Derivative can complain. Isn't it time banks answered for yet another financial assault on their clients? Some ba...

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