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Tips for Realtors | Nancy W. Saia, Attorney and Counsellor at LawNancy W. Saia, Attorney and Counsellor at Law (by Nancy W. Saia)
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Tips for Realtors | Nancy W. Saia, Attorney and Counsellor at Law | wnyrealtors.wordpress.com Reviews
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Nancy W. Saia, Attorney and Counsellor at Law (by Nancy W. Saia)
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May | 2015 | Tips for Realtors
https://wnyrealtors.wordpress.com/2015/05
Skip to search - Accesskey = s. Posted in Tips for Realtors. By Nancy W. Saia on May 1, 2015. Always be sure that you get the PINA to the lender. If there is a PINA credit, the lender will need to account for that credit when they underwrite the loan. The sooner they know about the credit, the less trouble we will have at closing. PP $106,000.00 Less S.C. - 6,000.00. 100,000.00 Mtg. Proceeds:. 965% of $106K= $102,900.00 - 6,000.00. 3,10000 0.00. 101,000.00 - 6,000.00. 95,000.00 Mtg. Proceeds:. Closing Co...
August | 2013 | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/08
Skip to search - Accesskey = s. Once a Contract is Signed, You Cannot Substitute Pages. Posted in Tips for Realtors. By Nancy W. Saia on August 22, 2013. Lately, I have seen agents change and substitute pages on fully-signed Contracts. This is not permissible. If you do, you are probably committing malpractice, if not fraud. In order to change a signed Contract, you. Why, you ask? Let’s say, you substitute a new page 2 changing the price and Seller’s Concessions, what terminates the first page 2? Instead...
Septic System Capacity | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/04/18/septic-system-capacity
Skip to search - Accesskey = s. Posted in Tips for Realtors. By Nancy W. Saia on April 18, 2013. Over the years, the den became a third bedroom. When the homeowners then go to sell, their agent clearly sees 3 bedrooms. Automatically, the agents fill in the blank in Paragraph 6(F)(1) with 3 bedrooms . The septic system is tested and passes, but the approval from the County Health Department says that the system is only sufficient for a 2 bedroom home, not a 3! Place a note in the Remarks section of the Li...
PINA Repairs and Seller’s Concessions | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/03/28/pina-repairs-and-sellers-concessions
Skip to search - Accesskey = s. PINA Repairs and Seller’s Concessions. Posted in Tips for Realtors. By Nancy W. Saia on March 28, 2013. While this is the normal procedure, one must be careful if the Purchaser is already receiving full Seller’s Concessions. You see, a repair credit is considered by the lender to be a Seller’s Concession”. That is exactly what it is. It is the Seller conceding part of the Purchase Price to the Purchaser. First, it is very important to be sure that every PINA, Addendum or o...
July | 2013 | Tips for Realtors
https://wnyrealtors.wordpress.com/2013/07
Skip to search - Accesskey = s. Do Not Initial For Your Customer. Posted in Tips for Realtors. By Nancy W. Saia on July 11, 2013. Recently, an agent told me that she had initialed a Contract change for her out-of-town Seller because she thought she had that power by virtue of being the Seller’s agent . That is. Be careful not to fall into the easy trap of initialing a Contract change for a customer. Clearly, that is a licensing and ethical violation. About Nancy W. Saia. Law Offices of Nancy W. Saia.
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HOME WRECKER! | Cordelia's Mom, Still
https://cordeliasmomstill.com/2015/04/30/home-wrecker
Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Magnificent May →. April 30, 2015. Joint Post by Anne Belov and Cordelia’s Mom). It’s so hard to give enough attention to your first charge after the second one arrives. I hear she’s planning to go on someting called “photo shoots” with some of our three girls and the teddy bear – without me! I’d love to tear the stuffing out of it, but Mom keeps it way up high where I can’t reach it. What do you think of all this? 8212;——...
Want More Cordelia’s Mom? | Cordelia's Mom, Still
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Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Want More Cordelia’s Mom? Can’t get enough? Check out these additional Cordelia’s Mom posts:. Originally posted on Cordelia Calls It Quits. Cordelia’s Mom Is Still Hanging In There (special new guest post series). This is the very first ever post by Cordelia’s Mom! Cordelia Family Christmas Memories. The Day I Left My Husband (An Unconventional Valentine’s Lesson). Battles on the Homefront (A Mother’s Tale). Leave a Reply Cancel reply.
Tips for Realtors - Law Offices of Nancy W. Saia
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intruders | Cordelia's Mom, Still
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Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Taking Back the Neighborhood (If Necessary). August 6, 2015. We have a gun in the house. My husband did security for many years, both as a guard and as an instructor, and his job required that he have a pistol. I’ve never had much interest in seeing, touching or … Continue reading →. Follow Me - Get Email Notifications of New Posts (It's Free! Enter your email address to follow this blog and receive notifications of new posts by email.
Relationships | Cordelia's Mom, Still
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Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Maybe] I’m Going to Kill You (Re-Blog). August 8, 2016. Last week was fun, wasn’t it? Unfortunately, in the process of getting just the right angle for a photo, I managed to wrench my back, and I therefore won’t be doing any touristy stuff this week. Good thing I have … Continue reading →. What To Do On My Summer Vacation? July 30, 2016. How long has it been since I’ve had a real vacation? Road Trips and Cars. July 10, 2016. Who̵...
marriage | Cordelia's Mom, Still
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Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Oh Lord, Please Don’t Let Me Be Misunderstood. April 1, 2016. Post title based on song by The Animals) Mo-ooom? Sob] Come get me. I’m scared! It was 1978. I was 26 years old and had been married for 6 years to the man I thought was the love of my … Continue reading →. Domestic abuse. murder. 31 Years; A Marriage Album. March 16, 2016. Originally posted on Jeffrey H. King's Blog. A lot can happen in 31 years! Jeffrey H. King. People w...
“It’s going to be a really bad summer for you.” | Cordelia's Mom, Still
https://cordeliasmomstill.com/2015/07/09/its-going-to-be-a-really-bad-summer-for-you
Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? I’m Almost Back. Houses And Other Needy Things (Re-Blog) →. It’s going to be a really bad summer for you. July 9, 2015. Like hell it is. You will recall the alleged ball-over-the-fence incident on Saturday before Father’s Day. If not, read the story here. Sunday (Father’s Day) was quiet. Monday evening was quiet. Sure enough, not too long afterwards, Psycho Dad from across the street was knocking on my door. I started dialing 911, bu...
That’s Life | Cordelia's Mom, Still
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Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Category Archives: That’s Life. August 17, 2016. Please don’t misunderstand – I’m extremely grateful to have a job, and a good job at that! The people at the new firm are very easy to work with, the commute is short and usually uneventful, and thus far my duties have not been … Continue reading →. Do I Really Have to Get Up at 6:15 AM Tomorrow? August 14, 2016. Road Trips and Cars. State University of New York at Buffalo. NOW ON CAFE...
Cordelia's Mom, Still | Just Good Reading! | Page 2
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Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Newer posts →. Maybe] I’m Going to Kill You (Re-Blog). August 8, 2016. Last week was fun, wasn’t it? Unfortunately, in the process of getting just the right angle for a photo, I managed to wrench my back, and I therefore won’t be doing any touristy stuff this week. Good thing I have that second week off, isn’t it? Kill anyone – but the question is moot anyway since I couldn’t currently chase anyone down. Enjoy! In her post,. Consider...
pistols | Cordelia's Mom, Still
https://cordeliasmomstill.com/tag/pistols
Cordelia's Mom, Still. Want More Cordelia’s Mom? Want More Paul Curran? Taking Back the Neighborhood (If Necessary). August 6, 2015. We have a gun in the house. My husband did security for many years, both as a guard and as an instructor, and his job required that he have a pistol. I’ve never had much interest in seeing, touching or … Continue reading →. Follow Me - Get Email Notifications of New Posts (It's Free! Enter your email address to follow this blog and receive notifications of new posts by email.
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Western New York Real Estate. Real Estate Information for Western New Yorkers. Why a final walk through is important. December 18, 2014. What should I check during the final walk through? Posted by Colleen Kulikowski. It is time for that final walk through of your new Western New York home. Up until now it has been a whirlwind of activity. This is your final step before signing all of the papers to make this Western New York house your home. You are excited, and think why is this important? Often though ...
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Tips for Realtors | Nancy W. Saia, Attorney and Counsellor at Law
Skip to search - Accesskey = s. Posted in Tips for Realtors. By Nancy W. Saia on May 1, 2015. Always be sure that you get the PINA to the lender. If there is a PINA credit, the lender will need to account for that credit when they underwrite the loan. The sooner they know about the credit, the less trouble we will have at closing. PP $106,000.00 Less S.C. - 6,000.00. 100,000.00 Mtg. Proceeds:. 965% of $106K= $102,900.00 - 6,000.00. 3,10000 0.00. 101,000.00 - 6,000.00. 95,000.00 Mtg. Proceeds:. Closing Co...
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