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Pan Asian - Pan Asian Mortgage Company Limted

Pan Asian A Financial Powerhouse and Re-engineering Expert We are a team of Banking & Finance professionals. Our specialty is in conforming mortgage origination with a first ranking legal charge. We underwrite these quality assets and re-engineer our mortgage portfolio for securitization in the capital markets. We are the only non-government owned entity that has completed a Residential Mortgage Backed Securitization in Hong Kong in the last decade. Pan Asian is committed to pioneering and devising inno

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Pan Asian A Financial Powerhouse and Re-engineering Expert We are a team of Banking &amp; Finance professionals. Our specialty is in conforming mortgage origination with a first ranking legal charge. We underwrite these quality assets and re-engineer our mortgage portfolio for securitization in the capital markets. We are the only non-government owned entity that has completed a Residential Mortgage Backed Securitization in Hong Kong in the last decade. Pan Asian is committed to pioneering and devising inno
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Pan Asian - Pan Asian Mortgage Company Limted | panasian.biz Reviews

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Pan Asian A Financial Powerhouse and Re-engineering Expert We are a team of Banking &amp; Finance professionals. Our specialty is in conforming mortgage origination with a first ranking legal charge. We underwrite these quality assets and re-engineer our mortgage portfolio for securitization in the capital markets. We are the only non-government owned entity that has completed a Residential Mortgage Backed Securitization in Hong Kong in the last decade. Pan Asian is committed to pioneering and devising inno

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Welcome to Pan Asian

http://www.panasian.biz/en/index.asp

Pan Asian Mortgage 2015 Christmas Party. Pan Asian colleagues participate Dale Carnegie Training. Pan Asian Team Building activities. Mr Leland Sun Elected to the HKGCC General Committee. Mr Leland Sun has been appointed independent non-executive director of Chongqing Rural Commercial Bank and New Heritage Holdings Ltd. Pan Asian Mortgage Company Limited is a Hong Kong based innovative financial services company, specializing in mortgage origination and capital market financing.

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宏觀論按: 九月 2014

http://panasian.blogspot.com/2014_09_01_archive.html

12300;宏觀論按」 為宏亞按揭集團旗下按計劃的網誌,集中發布按計劃於不同媒體撰寫,有關按揭、樓市評論的文章。 「按計劃有限公司」(按計劃)是宏亞按揭集團成員之一,提供專業的一站式按揭顧問服務。兩大服務範疇包括:「按揭理財」及「按揭轉介」. 聯儲局上周議息,重申加息步伐或較預期為快。絕大部分本地按揭貸款以浮息計算,港息如跟隨美息上升,對供樓業主自然帶來壓力。甚至有人計算出,按息上升多少,樓價「理應」按比例下調多少。但此類計算,只宜參考。 上周傳媒報道聯儲局預測2015年底聯邦基金利率中位數為1.375厘,高於6月時估計的1.125厘,即較現時的0至0.25厘上升逾1厘。市場的判斷與聯儲局有一定落差,利率期貨市場顯示,市場估計明年底聯邦基金利率約0.75厘。 究竟是聯儲局抑或市場預測正確,有待時間證明,但大致上,明年開始美息開始上調,應該是各方共識。 簡單來說,按息只是左右樓價的因素之一,過去樓價與按息的升跌,統計上的關連不大。按息上升,對市場氣氛必然有一定影響,按息上升初期,成交量更可能下 調&#6530...近期市場都在討論美國是否真的加息,利率上升空間有多少,以及利率上...上星期聯儲局議息&#6...

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PAN ASIAN

http://panasian.com.hk/promotions.asp

息率 P 3.1%,實際按息為 2.15%,現金回贈高達 1%. 按息低至1個月同業拆息加 1.5%,並設鎖息上限、短罰息期及現金回贈達 1% 另設1個月同業拆息加1.6%,並設存款掛勾戶口,存款利率等同按息 設鎖息上限及現金回贈可達貸款額1%。

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PAN ASIAN

http://panasian.com.hk/about_news_details.asp?id=18

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PAN ASIAN

http://panasian.com.hk/about_news_details.asp?id=16

本書除討論按揭、樓市及風險管理外,特別開闢 按圖論勢 部分,審視不同樓市指標的效用及限制 希望有助讀者在形勢紛亂的樓市,建立自己的分析方法。

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PAN ASIAN

http://panasian.com.hk/articles_details.asp?type=2&id=125

The HKGCC General Committee. Mr Leland Sun, Managing Director and Founder of Pan Asian Mortgage Company Limited, has been elected. The General Committee of H. Born in Hong Kong,. Mr Sun is an experienced. Internationally and in the. Ainland. Mr. Sun. Has been an active Member of HKGCC for. More than 10 years and. Is dedicated to serving Hong Kong. Will continue to enhance Hong Kong’s competitiveness. Mr. Sun is. The Coalition of Service Industries. As well as a Past Chairperson of. The members of HKGCC.

panasian.com.hk panasian.com.hk

PAN ASIAN

http://panasian.com.hk/about_news_details.asp?id=17

宏亞按揭贊助 香港總商會 全程為您 活動 (05/2014).

panasian.blogspot.com panasian.blogspot.com

宏觀論按: 三月 2014

http://panasian.blogspot.com/2014_03_01_archive.html

12300;宏觀論按」 為宏亞按揭集團旗下按計劃的網誌,集中發布按計劃於不同媒體撰寫,有關按揭、樓市評論的文章。 「按計劃有限公司」(按計劃)是宏亞按揭集團成員之一,提供專業的一站式按揭顧問服務。兩大服務範疇包括:「按揭理財」及「按揭轉介」. 金管局本周發表貨幣與金融穩定情況半年度報告,當中提及的數字被不同媒體多次提及,但似乎沒有人去解釋數字內容,我們認為值得詳細解讀一下。 7 成按揭計算)的按揭供款,與私人住宅住戶的家庭入息中位數的比率。 50 平方米」單位的平均價。以新近. 3 萬元計,估計金管局取樣自呎價較高屋苑,實用面積呎價約. 19,320 元。此標準下,. 64% 。同樣地,假設利率上升. 3 厘而樓價、入息中位數不變,比率便會升至. 12301;偏高,當然是問題。但「問題」不在於一些分析演繹的:加息. 50 平方米單位。但現實是,不會有借款人可以用以上條件取得相關按揭,因為根本通過不了壓力測試。 12301;偏高的真正問題,不在於一般借款人的供款負擔偏高;而在於供應張,樓價偏離中間收入家庭可負擔範圍. 3 厘,而樓價、收入不變,比率會升逾. 陳先生的情況,有一點比何先生要理想...

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宏觀論按: 八月 2015

http://panasian.blogspot.com/2015_08_01_archive.html

12300;宏觀論按」 為宏亞按揭集團旗下按計劃的網誌,集中發布按計劃於不同媒體撰寫,有關按揭、樓市評論的文章。 「按計劃有限公司」(按計劃)是宏亞按揭集團成員之一,提供專業的一站式按揭顧問服務。兩大服務範疇包括:「按揭理財」及「按揭轉介」. 環球股市大跌,少不免對樓市有一定衝擊,有説現時都似97年金融風暴,樓價已經見頂,往後要出現調整,醒目業主賣樓離場的開始? 今次股災的導火線似曾相識,97年由亞洲貨幣貶值引發—上一次是泰銖,今次是主角是人民幣。另一方面,又有分析指,香港私人債務比重(私人債務 /GDP)、樓價負擔比重(平均樓價/中息中位數)均已逾1997年水平,一旦利率回升,已然偏高的債務及樓價更難負擔。有關論點當然有理,不過情况未至 於出現類似97年恐慌性拋售、用家業主離場的條件! 股市大調整後,有說投資者將沽樓去低位溝貨買股,因此會觸發樓價下調。要出現此情況,要處理兩個先決條件:1.股價是否已跌至抵買 (bargain) 地步;2. 業主有賣樓離場的誘因 (incentive)。 先說股市,恆指由28,000水平跌至21,000水平,跌幅看似巨大。但由2...由去年7月至今年4月,...

panasian.blogspot.com panasian.blogspot.com

宏觀論按: 十二月 2014

http://panasian.blogspot.com/2014_12_01_archive.html

12300;宏觀論按」 為宏亞按揭集團旗下按計劃的網誌,集中發布按計劃於不同媒體撰寫,有關按揭、樓市評論的文章。 「按計劃有限公司」(按計劃)是宏亞按揭集團成員之一,提供專業的一站式按揭顧問服務。兩大服務範疇包括:「按揭理財」及「按揭轉介」. 有教師團體發表調查,約46%受訪老師表示有經濟壓力,更只有二成受訪老師有置業的計劃。由於教師不合資格申請公屋,有關團體建議政府考慮以利息津貼的方式,減少教師置業時的負擔。 據了解,現時新入職學位教師月入2.4萬元左右,多數直資、津校老師薪金與公務員掛鈎,即使「凍薪」,月入也會每年隨年資(政府的薪級點 Pay Scale)增加,入職5年的學位教師,月入應在3.1萬元左右,入職10年的月入在4萬元左右;教師可說是典型的中產代表。說教師有經濟壓力,差不多等 於說中產人士有經濟壓力一樣──在資本主義社會是永恒現象。 由更宏觀的角度考慮,問題便不只是「要不要為某行業從業員提供置業資助」;而是此種要求的出現,是否反映樓市風險逐步增加。 65306;此處所說的供應,不是指落成量,而是指可作樓花銷售的數量。 65306;特首梁振英說香港應該放寬入境政策,吸引更多外來...

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0 item(s) - USD0.00. Your shopping cart is empty! Chisels, File and Punches. Punch and Chisel Set. Clamps, Vices and Fastening. Handsaws and Cutting Tools. Measure and Layout Tools. New Website under construction, u can visit our old site. Pan Asian commits to provide high quality products, prompt delivery and professional services. Chisels, File and Punches. Punch and Chisel Set. Clamps, Vices and Fastening. Handsaws and Cutting Tools. Measure and Layout Tools. Garden hand tools . System and web design.

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All your travel needs under one roof! Welcome to Pan Asian Travel. To ensure an all round comfortable journey and a memorable trip to all travelers, we also provide travel related services like Airline Ticketing, Rail Ticketing, Hotel Booking, Car and Coach Rental, Visa Services, and. Car and Coach Rental. Bangalore - Mysore - Ooty Tour. Duration : 6 Days / 5 Nights. Destination Covered : Bangalore - Mysore - Ooty. Best Of Kerala Package For Couple. Duration : 7 Days / 6 Nights. From Z Web Solutions.

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Pan Asian - Pan Asian Mortgage Company Limted

SuperFirst Mortgage Financing Program. Residential Mortgage Backed Securities. A Financial Powerhouse and Re-engineering Expert. We are a team of Banking and Finance professionals. Our specialty is in conforming mortgage origination with a first ranking legal charge. We underwrite these quality assets and re-engineer our mortgage portfolio for securitization in the capital markets. SuperFirst Mortgage Financing Program. Structuring stage Mortgage-Backed Securities. Pan Asian structures, credit enhances a...

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宏觀論按

12300;宏觀論按」 為宏亞按揭集團旗下按計劃的網誌,集中發布按計劃於不同媒體撰寫,有關按揭、樓市評論的文章。 「按計劃有限公司」(按計劃)是宏亞按揭集團成員之一,提供專業的一站式按揭顧問服務。兩大服務範疇包括:「按揭理財」及「按揭轉介」. 你現時的按揭供款佔家庭收入多少?你估計自己的供款負擔與香港一般要供樓的家庭比較,又是高是低?金管局早前統計未償還按揭供款與入息比率,原來對要供樓的家庭而言,平均的供樓負擔只有約12%。 提起供樓負擔,負責房屋政策的戶高官有時會提到現時供款佔入息比率已達68%,再加息的話,數字會進一步惡化;當然,此是一個在一連串假設之下的數值,實際上供樓支出真佔月入68%的話,根本不可能取得銀行按揭。至於每月實際批出的按揭合約,金管局的統計,平均供款約為申請人收入的35%。 4月 12, 2018. 1和2月拆息按揭利率一般為H 1.3%,而一個月拆息約0.8厘,計算鎖息機制後,實際供款利率為2.15厘。首年定息1.68厘的條件,不單代表首年利息支出較低,如果年內浮息...上述統計只反映2月市況,由於3月有更多銀行推出類似產品,如無意外,預...值得留意的是,目前香港...

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按計劃 - 置業途上,按計劃與你乘風破浪。

最高8成按揭,利息可低至 2.25%(P-3%),按揭年期最長可達 30 年 現金回贈可達貸款額 1% 特低參與費。 優惠計劃 利率可低至H 1.25%; 鎖息上限P-3.1%; 現金回贈可達貸款額1.7%; 罰息期可短至2年; 高息存款戶口. Whatsapp/Wechat 852 5596 6181. 2018 按計劃有限公司 版權所有 不得轉載.